Senior Analyst – KYC Risk Assessment Models Management
EUROCLEAR UK & INTERNATIONAL LIMITED
Financial Crime Operations Analyst
YouLend
full-time
Posted on:
Location Type: Hybrid
Location: London • 🇬🇧 United Kingdom
Visit company websiteSalary
💰 £40,000 - £45,000 per year
Job Level
Junior
Tech Stack
SQL
About the role
- Review customer transactions and alerts (including disbursements, repayments, and account activity) to identify unusual patterns or red flags in real-time and post-event scenarios.
- Conduct in-depth reviews on higher risk customers, including gathering additional documentation, performing open-source intelligence (OSINT) checks, and assessing risk indicators.
- Investigate suspicious transactions, credit applications, identity mismatches, and fraud attempts (e.g., synthetic identities, mule activity, account takeovers), escalating where appropriate.
- Maintain accurate and complete investigation records, create internal case files, and support the preparation of Suspicious Activity Reports (SARs) in line with regulatory standards.
- Work closely with credit risk, underwriting, collections, and engineering teams to resolve fraud cases and help build smarter detection workflows.
- Contribute to the improvement of financial crime detection systems by feeding back learnings and supporting updates to monitoring rules, alerts, and internal procedures.
- Stay current on relevant AML, fraud, and fintech regulatory obligations (e.g., UK FCA, JMLSG, MLRs, POCA, PSD2) and ensure investigations are aligned with compliance requirements.
Requirements
- Experience in a financial crime, AML, or fraud role within a fintech, lender, or digital bank.
- Practical knowledge of transaction monitoring, EDD, and fraud case management.
- Familiarity with risk indicators in digital lending and financial products.
- Strong analytical mindset and investigative skills with excellent attention to detail.
- Ability to write clear, concise, and objective case notes and reports.
- Proficient with financial crime tools and data sources (such as CIFAS etc.).
- Certifications such as CAMS, CFCS, or ICA are desirable.
- Knowledge of KYC/KYB processes and digital identity verification is a plus.
- Basic SQL or analytics skills to support deep dives into transaction data are beneficial.
- Understanding of credit lifecycle, including application, onboarding, disbursement, and repayment flows is helpful.
Benefits
- Stock Options
- Private Medical insurance via Vitality and Dental Insurance with BUPA
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Paddle and Yoga Club
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
transaction monitoringEDDfraud case managementanalytical skillsSQLdata analysisKYCKYBdigital identity verificationfinancial crime detection
Soft skills
analytical mindsetinvestigative skillsattention to detailclear writingconcise reporting
Certifications
CAMSCFCSICA