Payments Operations Analyst – Bank Account Testing, Operationalisation
Yellow Card App
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇺🇸 United States
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Coordinate and manage the bank account testing and go-live process across multiple banking partners and jurisdictions.
- Maintain a comprehensive testing checklist to ensure every account meets internal and external requirements before becoming operational.
- Conduct and validate payment flow tests, including inbound, outbound, and cross-currency transactions.
- Work closely with the Treasury, Finance, Commercial, and Operational teams to troubleshoot issues and confirm technical integrations (e.g., account connectivity, APIs).
- Track the progress of each account through all operational readiness steps and escalate delays or blockers to the relevant teams.
- Document and report on testing outcomes, including failed tests and remediation actions.
- Ensure compliance with internal controls and AML/KYC procedures throughout the testing and activation process.
- Continuously improve and streamline the bank account onboarding and testing framework for efficiency and accuracy.
- Create monthly dashboards and data to present to management on statistics of bank accounts opened, taken to live, blockers, and areas for improvement.
- Weekly updates and statistics to wider teams around bank accounts operationalized and key blockers and items needed to get accounts active faster and achieve better turnaround times.
- Maintain updated documentation and SOPs related to account testing and activation.
- Communicate clearly with internal and external stakeholders on progress, issues, and resolutions.
- Proactively identify gaps in the operationalisation process and propose improvements.
- Uphold confidentiality and security standards in handling financial data.
Requirements
- Experience in payments operations, treasury, or financial operations, with a focus on banking systems.
- Strong understanding of banking and payment systems, including cross-border and local payments. (preferred)
- Experience working with foreign currencies and performing FX or liquidity-related processes (preferred)
- Excellent attention to detail and ability to manage multiple tasks simultaneously.
- Strong organisational and project management skills, with the ability to track and close out multiple workstreams.
- Basic proficiency in Google Sheets or Excel for process tracking and reporting.
- Good understanding of virtual assets and how they integrate with fiat banking systems (preferred).
- Availability to start immediately is preferred.
Benefits
- Impactful and Purposeful Work: You will be helping to drive financial inclusion across Africa.
- Remote-First Flexibility: We embrace a fully remote work environment.
- Global & Diverse Team: You will have the opportunity to work with talented professionals from 25+ countries across the world, in a multicultural and collaborative environment.
- Learning & Development: Access to resources, support, and autonomy to grow professionally.
- Mental Health Support Services: Your mental well-being matters to us.
- Competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
payments operationsbanking systemscross-border paymentslocal paymentsforeign currenciesFX processesliquidity processesaccount testingtechnical integrationsAML/KYC procedures
Soft skills
attention to detailorganizational skillsproject managementcommunicationtroubleshootingproblem-solvingstakeholder managementprocess improvementtime managementconfidentiality