Yapily

Compliance

• Operationalize Regulatory Frameworks: Translate complex regional financial regulations (including PSD2/PSD3, AMLD, DORA, and Bank of Lithuania mandates) into actionable, scalable compliance policies and day-to-day business controls.
• Lead Regulatory Horizon Scanning: Manage the operational compliance architecture required to provide regulated payment services across Europe, while proactively tracking and mitigating future regulatory changes.
• Embed Product Compliance & Risk Controls: Partner closely with Product and Tech teams as an internal subject matter expert to build automated, "compliant-by-design" risk controls into new open banking product features.
• Drive Testing and Assurance Programs: Establish a routine program for compliance monitoring, risk gap analysis, and stress testing to ensure full business continuity, operational resilience, and audit readiness.
• Harmonize UK & European Operations: Provide strategic compliance guidance to the Global Head of Compliance across Yapily’s regional entities, ensuring seamless operational alignment between UK (FCA) and European regulatory environments.
• Partner with Compliance & Financial Crime Leadership: Work closely with the Money Laundering Reporting Officer (MLRO) and Global Head of Compliance to escalate critical risks, deliver regulatory reporting, and execute the company’s broader risk appetite strategy.
• Scale the Compliance & Financial Crime Program: In cooperation with the MLRO and Global Head of Compliance, build, implement, and continuously mature a scalable, risk-based compliance and financial crime framework designed to safely support sustainable growth.
• Execute the Risk Officer Function: Own and maintain the local Risk Management Framework, ensuring regular reporting aligns with the defined risk appetite.

Compliance & Risk Manager

Data Engineer

• Own the strategy, roadmap, and data models for the core services like applications, identity, and access services, and the API gateway that exposes them
• Working with the API Governance lead, expose these services through clean, well-versioned APIs, and evolve them without breaking the teams and customers that depend on them
• Own and monetise the data products built on the platform, such as analytics and reporting APIs, from discovery through launch and iteration
• Own the enterprise capabilities that take Yapily upmarket: single sign-on, role-based access, audit, usage and entitlements, and multi-organisation support
• Extend the identity and access model to AI agents and machine identities, with scoped, time-bound, revocable, and auditable credentials
• Provide the authorisation foundations for agent access, including OAuth flows for MCP and federated access that stays within the consent a customer or end user has granted
• Own the platform's integrations with the systems the business runs on, such as billing, CRM, and compliance tooling, keeping accounts, usage, and entitlements consistent across them (Lead to Cash)
• Balance the competing demands of multiple product teams and customers, and prioritise foundational investment against near-term requests
• Partner with engineering to scope and ship, make the build-versus-buy calls, and work with security, privacy, and legal so the platform meets its regulatory obligations
• Partner with commercial and marketing on pricing, packaging, and go-to-market, giving them the product view of what the platform can do and what is coming
• Define and track the platform metrics that matter: adoption across product teams, reliability and latency, data quality, and the satisfaction of the teams and customers building on the platform

Compliance & Risk Manager

Product Manager – Core Platform, Data