Xapo Bank

Investment Manager

Xapo Bank

full-time

Posted on:

Location Type: Remote

Location: Gibraltar

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About the role

  • You’ll work alongside the Head of Investments to source, assess, structure, and monitor BTC lending opportunities.
  • You will be involved in structuring investment solutions and assisting with day to day operations in the investment team.
  • Expect a fast, analytical, and highly collaborative environment with significant exposure to external counterparties.
  • Counterparty due diligence: gather data, analyze financials, evaluate risk controls, and draft clear approval memos.
  • Structuring: help design secured/over-collateralized lending structures, covenants, waterfalls, and margin frameworks.
  • Portfolio & risk monitoring: track exposures, limits, collateral, and early-warning indicators; recommend actions.
  • Modeling: General structured solutions monitoring, ability to work with modern tooling is a plus.
  • Counterparty engagement: schedule/lead parts of meetings, coordinate data rooms, follow through on action items.
  • Investment docs & legals: Contribute to term sheets, IC decks, and performance updates; provide input to loan documentation and interrogate legal terms (security, covenants, remedies, margining) to align risk–reward and ensure protections.
  • Creativity & research: propose new structures, pricing ideas, and opportunity maximization within risk appetite.
  • Process hygiene: keep our diligence files, checklists, and dashboards clean, current, and auditable.

Requirements

  • 5–7 years in investment banking / structured lending / credit / treasury / risk / buy-side. Direct structured credit or margin/repo/collateralized lending exposure is strongly preferred.
  • Bachelor's degree.
  • Credit judgment: Demonstrated end-to-end counterparty due diligence (financials, liquidity, leverage, concentration, collateral analysis, covenants, early-warning indicators).
  • Structuring literacy: Familiar with term sheets, security/collateral packages, covenants, margining, and basics of ISDA/CSA, GMRA/GMSLA, or loan agreements; able to translate risk appetite into structure, triggers, and reporting.
  • Risk tooling: Practical use of stress/scenario analysis, sensitivities, and simple VaR/limit frameworks for decision support (no need to be a quant, but you know the levers and caveats).
  • Modeling: Experience with modern tooling and ai to get the most out of modeling scenarios.
  • Documentation & communication: Crisp IC memos, red-lined edits, and concise counterparty comms; able to own meeting notes and action logs without supervision.
  • Process hygiene: Diligence checklists, data rooms, trackers, and audit-ready foldering; low error rate and fast iteration.
  • External presence: Comfortable running parts of counterparty meetings, chasing deliverables, and negotiating factual points with professionalism.
  • Certifications: CFA or FRM , or equivalent professional path in progress.
  • Mindset: High-ownership, low-ego, reliable under time pressure; creative about finding safe capacity and better economics within risk limits.
  • Crypto: Interest welcomed; prior crypto experience not required (we’ll train on the domain specifics).
  • Strong analytical and problem-solving skills, with attention to detail and accuracy.
  • Excellent written and verbal communication skills, relationship-building expertise within the investment community, and the ability to collaborate effectively with an executive team.
  • Ability to adapt swiftly to a dynamic and fast-paced environment.
  • Enthusiastic and driven to achieve high-quality standards.
Benefits
  • Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
  • Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.
  • Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
structured lendingcredit analysisrisk assessmentfinancial modelingdue diligenceinvestment structuringportfolio monitoringstress analysisVaR frameworkscovenant analysis
Soft Skills
analytical skillscommunication skillsrelationship buildingcollaborationcreativityproblem-solvingattention to detailownershipadaptabilityprofessionalism
Certifications
CFAFRM