Senior Analyst, Credit & Risk

World Kinect

Senior Analyst, Credit & Risk responsible for credit underwriting and risk management across North American Land wholesale portfolios. Evaluating creditworthiness and supporting process alignment between platforms.

Posted 5/15/2026full-timeRemote • Florida • 🇺🇸 United StatesSeniorWebsite

Tech Stack

Tools & technologies

ERPOracleOracle ERP

About the role

Key responsibilities & impact

Review and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisions
Analyze customer financial statements and supporting documentation to recommend credit limits and assess default risk
Evaluate mark‑to‑market (MTM) exposure and forward trading activity with customers and suppliers
Determine appropriate credit support and security requirements to mitigate risk
Partner closely with Commercial and Legal teams to address credit‑related matters for new and existing customers
Support the establishment and ongoing enforcement of credit policies, underwriting standards, and loss‑control procedures
Gather, review, and analyze customer information to support credit recommendations
Assist in standardizing credit reporting, customer credit profiles, and data analysis across platforms
Contribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad‑debt reserves and write‑offs
Support system and process alignment between PDI and Oracle ERP environments following system migrations
Oversee the daily activities of an outsourced credit team to ensure consistency and accuracy
Perform ad hoc analysis and special projects as needed

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required
3+ years of experience in credit, risk, or accounting, preferably within commodities, energy, or trading environments
Strong experience analyzing financial statements and underwriting credit risk
Working knowledge of forward trading concepts and mark‑to‑market exposure
Advanced Excel skills with strong attention to detail
Proficiency in Microsoft Office (Excel, Word, Outlook); Power BI is a plus
Experience with PDI and/or Oracle ERP systems preferred
Strong analytical, organizational, and time‑management skills
Ability to collaborate effectively across cross‑functional teams
Customer‑focused mindset with balanced risk judgment
Sound business judgment and the ability to make data‑driven credit decisions
Continuous‑improvement mindset with a willingness to challenge the status quo

Benefits

Comp & perks

Equal opportunity/affirmative action employer

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisfinancial statement analysisunderwritingmark-to-market exposureforward tradingdata analysisExcelPower BIcredit risk assessmentcredit reporting

Soft Skills

analytical skillsorganizational skillstime-management skillscollaborationcustomer focusrisk judgmentbusiness judgmentdata-driven decision makingcontinuous improvementattention to detail