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Collector
Western Funding, Inc.Account Representative handling inbound and outbound calls for collections at Western Funding Inc. Supporting dealer partners with financing options and accounts management.
About the role
Key responsibilities & impact- Manage a queue of accounts within the 30-59 days past due delinquency range to prevent loan losses through progressive collection efforts.
- Making both inbound and outbound calls throughout the day
- Negotiate with customers to create payment solutions based on individual circumstances
- Conduct light skip-tracing activity to generate potential leads on customer or collateral
- Review and submit accounts for repossession activity based on mitigating factors
- Execute collection efforts as directed by the department manager
- Actively participate in team and department meetings to improve workflow, collection processes and department efficiencies
- Protect the confidentiality of all aspects of the company’s operations, portfolio, customer information, and computer technology
Requirements
What you’ll need- You are a High School graduate (diploma required, or equivalent)
- You have at least 2 years of experience in unsecured or sub-prime auto finance collections
- Must have Excellent communication, negotiation and writing skills
- Working knowledge of state and federal laws applicable to collections, including the F.D.C.P.A, T.C.P.A and Robbins-Rosenthal Act.
- Must be able to maintain an 8-hour shift Monday-Friday; Flexible schedule required; must be willing to work weekends and overtime.
- Capable of effectively operating in a high-pressure, high-volume environment
- Goal oriented with a desire for improvement and advancement
- Able to communicate and work amicably with diverse teams.
- Has knowledge of any of the following tools and software: Daybreak, Basic MS Excel, Basic MS Outlook, Skip Tools; E-collect, 411.com
Benefits
Comp & perks- Medical, Dental, and Vision benefits
- Life Insurance and Long-term disability plans
- Flexible Spending Account
- 401K matching
- Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
- Wellness Programs
- Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)
- Career Path Opportunities
- Discounts on Parks, Museums, Movie Tickets, and Attractions
- Employee Loan Assistance
- Annual Flu Shot
- Paid Vacations Days
- Paid Sick days
- Paid holidays
- HGym (available in our Los Angeles, CA & Dallas,TX office)
- Rental Car Discounts
- Dell Member Purchase Program
- UKG Wallet
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Collection EffortsSkip-TracingPayment SolutionsAccount ReviewRepossession Activity
Soft Skills
Goal OrientedAbility To Work Under PressureTeam CollaborationAdaptability