Credit Analyst, Commercial Banking Development Program – Credit Servicing Administration
Western Alliance Bank
Commercial Banking Credit Analyst
Western Alliance Bank
full-time
Posted on:
Location Type: Office
Location: Mesa • Arizona • 🇺🇸 United States
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Spread, manage and maintain financial background information on present and prospective customers.
- Develop credit studies for Loan Officers, Chief Credit Officer and Executive Management.
- Manage spread assignments, conduct financial analyses, and maintain related records and files.
- Prepare a variety of credit department reports.
- Work in the Covenant Compliance Group: spread financial statements, test financial covenants and analyze borrowing base reporting.
- Perform sensitivity analysis to evaluate credit risk in adherence with Bank policy.
- Support Credit Administration team analyzing credit and collateral information to determine lending risk.
- Collect, organize, analyze company financials to ensure Bank compliance and update Bank systems accordingly.
- Work directly with clients to resolve compliance issues and operational inquiries.
- Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally to execute treasury management products, foreign exchange instruments, derivatives and legal documents.
- Produce loan packages for new and restructured loans.
- Facilitate reporting and requests with third parties (field auditors, appraisers, etc.).
- Monitor loan disbursements to ensure compliance with Bank regulations.
Requirements
- Completion of an Accounting course.
- Bachelor's degree or equivalent experience required.
- GPA of 3.0 or higher is required.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- An interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry level speaking and writing communications skills.
Benefits
- competitive salaries
- an ownership stake in the company
- medical and dental insurance
- time off
- a great 401k matching program
- tuition assistance program
- an employee volunteer program
- a wellness program
- opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving invaluable hands-on experience
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysiscredit studiessensitivity analysiscredit risk evaluationfinancial statement spreadingcompliance monitoringreport preparationloan package productiondata organizationquantitative research
Soft skills
analytical skillscommunication skillsleadership skillsorganizational skillsself-motivationcollaborationproblem-solvingconceptual skillsentry-level writing skillsinterpersonal skills
Certifications
Bachelor's degreeAccounting course