Senior Credit Analyst, Innovation Banking

Western Alliance Bank

Senior Credit Analyst managing financial information and credit assessments for clients in Innovation Banking. Collaborating with executive management and supporting the Credit Administration team.

Posted 6/10/2026full-timeSan Francisco • California, Texas, Virginia • 🇺🇸 United StatesSenior💰 $40 - $49 per hourWebsite

About the role

Key responsibilities & impact

primarily responsible to spread, manage and maintain financial background information on present and prospective customers
develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management
manage spread assignments, conduct financial analyses, and maintain related records and files
preparation of a variety of credit department reports
support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers
collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly
work directly with clients to resolve compliance issues and operational inquiries
review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures
prepare in-depth reports providing plans of action based on qualitative and quantitative research
collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents
produce loan packages for new and restructured loans
facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc.
monitor loan disbursements to ensure compliance with Bank regulations

Requirements

What you’ll need

2+ years of related experience in Accounting, Finance or Economics or similar field
Bachelor's degree or equivalent experience required
Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services
Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data
Strong analytical, conceptual, communication, leadership, and organizational skills
Ability to self-motivate and work productively without supervision
Intermediate speaking and writing communication skills

Benefits

Comp & perks

competitive salaries
an ownership stake in the company
medical and dental insurance
time off
a great 401k matching program
tuition assistance program
an employee volunteer program
a wellness program

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

financial analysiscredit studiessensitivity analysiscredit risk evaluationreport preparationdata analysisloan administrationtreasury managementcompliance monitoringfinancial statement analysis

Soft Skills

analytical skillscommunication skillsleadership skillsorganizational skillsself-motivationcollaborationproblem-solving

Certifications

Bachelor's degree in AccountingBachelor's degree in FinanceBachelor's degree in Economics