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Senior Credit Analyst, Sponsor Finance
Western Alliance BankSenior Credit Analyst managing financial background information and credit studies at Western Alliance Bank. Collaborating with executive management and clients to evaluate lending risks and compliance.
About the role
Key responsibilities & impact- Spread, manage and maintain financial background information on present and prospective customers
- Develop credit studies for Loan Officers, Chief Credit Officer and other Executive Management
- Manage spread assignments, conduct financial analyses, and maintain related records and files
- Prepare a variety of credit department reports
- Analyze credit and collateral information to determine risk in lending money
- Collect, organize, analyze company financials to ensure Bank compliance
- Work directly with clients to resolve compliance issues and operational inquiries
- Review client financials and perform sensitivity analysis to evaluate credit risk
- Prepare in-depth reports with plans of action based on research
- Collaborate cross-functionally to execute treasury management products and legal documents
- Produce loan packages for new and restructured loans
- Facilitate reporting and requests on behalf of the Bank with third parties
- Monitor loan disbursements to ensure compliance
Requirements
What you’ll need- 2+ years of related experience in Accounting, Finance or Economics or similar field
- Bachelor's degree or equivalent experience required
- Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
- Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data
- Strong analytical, conceptual, communication, leadership, and organizational skills
- Ability to self-motivate and work productively without supervision
- Intermediate speaking and writing communication skills
Benefits
Comp & perks- Competitive salaries
- An ownership stake in the company
- Medical and dental insurance
- Time off
- A great 401k matching program
- Tuition assistance program
- An employee volunteer program
- A wellness program
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysiscredit studiessensitivity analysiscredit risk evaluationloan administrationtreasury managementfinancial statement analysiscompliance monitoringreport preparationdata analysis
Soft Skills
analytical skillscommunication skillsleadership skillsorganizational skillsself-motivationcollaborationproblem-solving
Certifications
Bachelor's degree