Principal Credit Risk, Approval Officer

Wells Fargo

Principal Credit Risk & Approval Officer managing credit exposure within Corporate & Investment Banking. Collaborating with leadership to develop business strategies for Corporate & Investment Banking's CRE portfolios.

Posted 7/1/2026full-timeCharlotte • District of Columbia, Illinois, New York, North Carolina, Texas • 🇺🇸 United StatesLead💰 $250,000 - $420,000 per yearWebsite

About the role

Key responsibilities & impact

Approve, monitor and manage the credit exposure within the Corporate & Investment Banking Commercial Real Estate (CRE) portfolios
Partner with senior line of business and Credit Risk managers to develop appropriate business strategies and targets
Provide a commercial approach to the business, balancing market realities with appropriate risk management
Maintain appropriate credit discipline and portfolio health through proper, timely and thoughtful credit risk decisions
Identify and manage portfolio trends, portfolio risks and concentrations
Ensure timely and accurate approvals, portfolio monitoring and reporting
Assist the relationship and portfolio management teams in providing clear and concise recommendations and analysis
Reinforce Wells Fargo’s strong credit culture and strengthen team member engagement
Develop an expertise in the markets covered by actively participating in internal and external groups

Requirements

What you’ll need

10+ years of Credit Risk & Approval or equivalent demonstrated through work experience, training, military experience, education
A BS/BA degree or higher in accounting, finance, or economics (desired)
Demonstrated experience approving or overseeing large, complex corporate lending facilities with substantial commitments
Proven knowledge of commercial real estate, capital markets and related industries with prior experience with REITs in either a front line or second line capacity
Experience with complex organizational and capital structures
Solid understanding of capital markets and acquisition finance
Strong credit analysis skills and consistent success in making sound business and credit decisions
Excellent organizational, interpersonal, and communication skills
Ability to effectively partner and influence at the executive level
Ability to work and influence successfully within a matrix environment

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Credit Risk & ApprovalCorporate Lending FacilitiesCapital StructuresAcquisition FinanceCredit Discipline

Soft Skills

Organizational SkillsInterpersonal SkillsCommunication SkillsInfluencing SkillsTeam Engagement