Lead Risk Analytics Consultant – Collections, Workout

Wells Fargo

Lead Risk Analytics Consultant optimizing collections and workouts within Business Banking Risk team at Wells Fargo. Collaborate to enhance credit risk strategies and operational efficiencies in financial services.

Posted 6/18/2026full-timeChandler • Arizona, Iowa, Montana, North Carolina, Texas • 🇺🇸 United StatesSenior💰 $119,000 - $206,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Partner closely with Operations and Technology teams: work directly with Unsecured Lending Operations and Business Banking Operations to improve day-to-day execution
Translate analytics into actionable changes in workflows, strategies and process.
Provide ongoing challenge to ensure operational procedures and credit strategies are practical and effective in execution; recommend and collaborate to implement streamlined, scalable operating models; ensure alignment between credit strategy, operational execution and policy requirements
Lead cross-functional teams across risk and front line to advance automation and data-driven capabilities
Identify and implement opportunities to automate manual processes and improve decisioning speed
Partner to enhance tools, reporting and infrastructure; promote consistent and repeatable processes through better use of data and analytics
Own strategy design, monitoring, credit policy and models: design and refine collections and loss mitigation strategies; track performance metrics and benchmarks; analyze and quantify impacts of policy and procedure changes on trends, providing statistical and financial modeling in support of operations
Manage rollout of programs, develop testing agenda, drive funding and execution of efficiency updates: synthesize complex data into clear, decision-ready insights; provide recommendations to management on risk trends, operational improvements and strategic actions

Requirements

What you’ll need

5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Deep credit risk strategy and operations experience in, collections / loss mitigation and recovery within financial services (small business or commercial preferred)
Proficiency in data and analytics skills (SQL, SAS, Python, or similar) with ability to translate large, complex data into actionable insights and guide analysts in producing high quality, decision ready analysis
Proven experience developing and optimizing collections, recovery and workout strategies, including segmentation, treatment design, and prioritization and integration into operational workflows
Strong partnership and influence skills, with the ability to work closely with operations teams to align on priorities, challenge constructively and drive adoption of process and strategy changes.
Track record of improving operational efficiency, including identifying process gaps, streamlining workflows and advancing automation or scalable, data-driven solutions.
Ability to connect analytics to execution, translating insights into practical, implementable recommendations that balance risk objectives with operational constraints.
Strong communication and storytelling skills, able to tailor insights to diverse audiences (operations, analytics, risk, leadership) using clear, data-backed narratives and visualizations.
Advanced problem solving, analytical and quantitative skills with experience working across multiple data sources and times series to monitor performance, diagnose issues and inform continuous improvement.

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Risk Analyticscredit risk strategycollectionsloss mitigationrecoverydata analyticsSQLSASPythonstatistical modeling

Soft Skills

partnership skillsinfluence skillscommunication skillsstorytelling skillsproblem solvinganalytical skillsquantitative skillscollaborationconstructive challengeadaptability