Commercial Banking Portfolio Manager – Franchise Finance

Wells Fargo

Commercial Banking Portfolio Manager managing financial relationships within the Restaurant and Convenience Store segment. Analyzing trends and collaborating with teams for effective banking solutions.

Posted 6/17/2026full-timeCarlsbad • California, North Carolina • 🇺🇸 United StatesJuniorMid-Level💰 $77,000 - $145,000 per yearWebsite

About the role

Key responsibilities & impact

Review and model client and prospect financial statements that require an in-depth evaluation of multiple factors
Participate in financial research, underwriting, and structuring of complex banking relationships
Analyze and report industry and portfolio trends
Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid-level managers to resolve issues, grow within the role and achieve goals
Become an expert in various systems used in Commercial Banking

Requirements

What you’ll need

2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Experience in lending to the restaurant industry
Experience with complex credit, underwriting, and debt structure for clients with annual revenue of $25MM to $2B
Completion of a formal credit training program
Comprehensive knowledge and understanding of core banking products and services, such as commercial lending and treasury management
Experience in swiftly adopting and executing change management to enable business growth
Experience developing and maintaining external and internal partnerships
Experience identifying and mitigating risk, ensuring compliance with processes and procedures
Excellent verbal, written, and interpersonal communication skills
Bachelor’s degree in accounting, finance, or business

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysisunderwritingcredit structuringrisk mitigationchange managementcommercial lendingtreasury managementfinancial modelingportfolio managementcredit training

Soft Skills

communicationcollaborationconsultationproblem-solvingrelationship managementgoal achievementadaptabilityinterpersonal skillsorganizational skillsleadership

Certifications

credit training program completion