Senior Manager, Decision Science – Valuation Analytics, Unsecured Lending

Wells Fargo

Sr. Decision Science Manager leading the development of financial valuation models for Branded Cards, Co‑Brand Cards, and Personal Lending.

Posted 6/13/2026full-timeWilmington • Texas • 🇺🇸 United StatesSeniorWebsite

Tech Stack

Tools & technologies

Python

About the role

Key responsibilities & impact

Own end-to-end lifecycle of financial valuation models (design, development, validation support, implementation, monitoring)
Lead migration and development of scalable valuation frameworks in Python-based environments
Oversee models that support card & loan origination, line increase, pricing, business development and portfolio management strategies
Serve as primary interface with Model Risk Management (MRM) partners to secure model approvals and validations
Deliver valuation tools and analytical capabilities to partner teams across Branded Cards, Co‑Brand Cards, Credit Cards, and Personal Lending
Identify and deploy emerging AI/ML capabilities to improve model performance, automation, and scalability

Requirements

What you’ll need

7+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
3+ years of management or leadership experience
7+ years of experience in valuation modeling and risk analytics within a data-driven or financial services environment
Master's degree or higher in a quantitative discipline such as mathematics, statistics, engineering, physics, economics, or computer science
Deep experience in credit cards, unsecured lending, or personal lending portfolios
Proven track record of owning and delivering financial valuations or forecasting models

Benefits

Comp & perks

This position offers a hybrid work schedule

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial valuation modelsPythonvaluation modelingrisk analyticsAI/ML capabilitiesmodel validationmodel performanceautomationscalabilitydata-driven analysis

Soft Skills

leadershipmanagementcommunicationcollaborationproblem-solvinganalytical thinkinginterpersonal skillsorganizational skillsstrategic thinkingstakeholder engagement

Certifications

Master's degreequantitative discipline