Senior Risk Asset Review Examination Specialist, Risk Asset Review

Wells Fargo

Senior Risk Asset Review Specialist at Wells Fargo assessing commercial lending practices. Leading initiatives, managing teams, and influencing loan examination policies and standards.

Posted 6/10/2026full-timeCharlotte • Arizona, Iowa, Montana, North Carolina, Texas • 🇺🇸 United StatesSenior💰 $100,000 - $179,000 per yearWebsite

About the role

Key responsibilities & impact

Lead or participate in moderately complex initiatives and deliverables within Risk Asset Review Examination.
Contribute, initiate, and recommend changes to the group's exam policies and standards.
Assess the lending practices of the company’s commercial loans and securities investments.
At times, serve as examiner-in-charge and direct a team of examiners that examines the company’s commercial lending businesses.
Ability to perform duties as an examiner-in-charge for complex lines of business, including large corporate, asset-based lending, and capital markets.
Interact with line of business senior management of complex lines of business.
Ability to communicate and influence RAR’s examination findings to line of business senior management.
Advise RAR management on ways to improve the examination process.
Serve as a resource on RAR’s examinations of Wells Fargo’s commercial lending businesses.
Evaluate credit administration practices, focuses on significant issues, and demonstrates sound credit judgment.
Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

Requirements

What you’ll need

4+ years of Risk Asset Review experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
4+ years recent experience working for a large U.S. bank or large regional U.S. bank in the role as an underwriter, portfolio manager, and/or relationship manager.
Exposure to large complex credits, including syndicated deals, leveraged loans, securities transactions, and asset-based lending facilities.
Good understanding of commercial real estate across various sectors.
Strong commercial credit analysis skills with high attention to detail and accuracy.
Ability to perform quantitative and qualitative analysis, and to document conclusions in an articulate and succinct manner.
Ability to review and interpret complex financial statements, commercial loan structures, and loan documentation.
Knowledge and proficiency in risk rating commercial credits.
Experience in exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements in a variety of industries.
Experience in interacting with Audit, Legal, external agencies, and regulatory bodies on risk-related topics.
Good communication skills with the ability to communicate issues, risks, and proposed solutions effectively and succinctly, in both written and verbal formats, with senior leaders.
Excellent verbal, written, and interpersonal communication skills.
A BS/BA degree or higher in accounting, finance, or economics.
Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.
Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.
Ability to provide credible challenge and candor to peers.

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Risk Asset Reviewcommercial credit analysisquantitative analysisqualitative analysisfinancial statement analysisloan documentation reviewrisk ratingcredit administration practiceslarge corporate lendingasset-based lending

Soft Skills

communication skillsinterpersonal skillsinfluenceindependent judgmentcollaborationproblem-solvingattention to detailarticulate documentationcredibilityadaptability

Certifications

BS/BA degree in accountingBS/BA degree in financeBS/BA degree in economics