Lead Mid-Corporate Portfolio Manager – Commercial Auto

Wells Fargo

. Serve as primary credit lead for a portfolio of complex Mid-Corporate Commercial Auto clients, including public and large private companies .

Posted 5/16/2026full-timeCharlotte • Illinois, Minnesota, North Carolina, Ohio, Texas • 🇺🇸 United StatesSenior💰 $139,000 - $239,000 per yearWebsite

About the role

Key responsibilities & impact

Serve as primary credit lead for a portfolio of complex Mid-Corporate Commercial Auto clients, including public and large private companies
Analyze, underwrite, structure and monitor existing and new direct credit exposures including revolving credit facilities, term loans, and acquisition financing utilizing market research, internal loan information, and client data
Act as a key client-facing member of the deal team, partnering with relationship managers and product partners
Review, research, and recommend solutions for complex and unique challenges requiring in-depth evaluation of multiple factors
Monitor and underwrite operating exposure including treasury management and derivatives
Evaluate borrower performance, liquidity, leverage, and key risks through financial analysis and projections
Lead structuring, negotiation, and documentation of credit facilities including covenants and collateral
Work with outside counsel, internal compliance, and our loan closing teams to close modifications, extensions and new loans including review of third-party reports and loan documentation
Prepare and present credit memoranda and recommendations to senior credit approval authorities
Identify and mitigate structural and transactional risks
Ensure ongoing compliance with loan agreements, credit policy, and regulatory requirements
Partner with Relationship Managers and product teams to support client strategy
Lead or participate in syndicated transactions with agent banks and participants
Collaborate with credit, legal, and servicing teams to execute transactions, manage credit portfolio risk and respond to credit-related requests
Mentor junior portfolio managers and trainees
Identify opportunities for process improvements
Lead special projects as assigned

Requirements

What you’ll need

5+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Strong knowledge and understanding of corporate banking credits, credit underwriting and cash flow analysis
Ability to thoroughly analyze credits on an independent basis and communicate findings concisely
Experience with syndicated lending as a participant or lead arranger
Experience underwriting, documenting and monitoring owner-occupied real estate loans including experience and familiarity with real estate due diligence and regulatory requirements
Experience working with complex capital structures
Knowledge of commercial banking products including treasury and derivatives
Strong understanding of credit policy and risk management framework
Excellent communication and presentation skills
Demonstrated problem-solving skills and ability to execute in fast-paced environment
Strong attention to detail and demonstrated ability to adapt to evolving procedures and systems

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit underwritingcash flow analysissyndicated lendingportfolio managementfinancial analysisrisk managementreal estate due diligencecredit policystructuring credit facilitiesmonitoring credit exposures

Soft Skills

communication skillspresentation skillsproblem-solving skillsattention to detailmentoringcollaborationadaptabilityclient-facingnegotiationprocess improvement