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Wells Fargo

Senior Secured Lending Relationship Manager

Wells Fargo

. Act as an advisor to senior leadership to develop or influence long-term goals for highly complex business and technical needs across Commercial Banking or Corporate & Investment Banking .

Posted 4/22/2026full-timeAtlanta • Illinois, North Carolina, Texas • 🇺🇸 United StatesSenior💰 $159,000 - $279,000 per yearWebsite

About the role

Key responsibilities & impact
  • Act as an advisor to senior leadership to develop or influence long-term goals for highly complex business and technical needs across Commercial Banking or Corporate & Investment Banking
  • May be assigned a contractual territory and responsible for managing partner relationships to ensure deal opportunities are directed to the business, in alignment with agreement terms
  • Build and maintain effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage team partners
  • Independently review and analyze client portfolios, including highly complex scenarios, for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral or enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
  • Partner with coverage teams within the context of individual deals and client relationships, to anticipate and understand clients’ businesses, strategic objectives, operational priorities, and financial positions to identify opportunities for modifications, renewals, and refinancings
  • Lead modifications, renewals, and refinancings of varying complexity levels, including assessing a client’s financial position and risk level and acting as an advisor to leadership for highly complex situations for both prospective and existing clients
  • Lead the strategy and resolution of highly complex and unique challenges by synthesizing industry and economic trends, including complicated legal and regulatory issues, in addition to regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable
  • Prepare for periodic exams by internal and external auditors
  • Strategically engage with all levels across the enterprise and serve as an expert advisor to leadership to resolve client issues and achieve business objectives while leveraging a sound understanding of relevant policies, procedures, and compliance requirements
  • Partner with product management functional partners and other senior leaders to provide vision, direction, and expertise to leadership on evolving market needs to enable the innovation, design, and delivery of credit solutions more effectively, including large-scale, cross-functional, or companywide strategies

Requirements

What you’ll need
  • 7+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Strong understanding of core bank products and the ability to effectively partner with product teams across areas such as Treasury Management, foreign exchange, and interest rate hedging
  • Experience supporting and managing term loan structures and complex credit facilities within a relationship or portfolio management context
  • Proven ability to build, manage, and sustain complex client relationships, acting as a trusted advisor across credit cycles
  • Advanced credit underwriting capabilities, including financial statement analysis, cash flow assessment, enterprise value analysis, and risk evaluation
  • Working knowledge of syndicated lending environments, including coordination with internal partners and external lenders
  • Experience within Channel Finance or specialty finance platforms preferred, though not required

Benefits

Comp & perks
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
secured lendingportfolio managementcredit underwritingfinancial statement analysiscash flow assessmententerprise value analysisrisk evaluationterm loan structurescomplex credit facilitiessyndicated lending
Soft Skills
relationship managementtrusted advisorstrategic engagementproblem resolutioncommunicationcollaborationleadershipanalytical thinkingclient advocacyinfluencing