Senior Equipment Finance Underwriter

Wells Fargo

. Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area .

Posted 3/27/2026full-timeMinneapolis • Arizona, Iowa, Minnesota, North Carolina, Texas • 🇺🇸 United StatesSenior💰 $110,000 - $179,000 per yearWebsite

About the role

Key responsibilities & impact

Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data on systems of record
Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
Work with internal and external business partners to gather information to make appropriate decisions

Requirements

What you’ll need

4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Experience in underwriting in the transportation industry
Bachelor's degree in accounting, business, economics, finance or related field
Experience underwriting transactions and exposures in excess of $1MM
Financial Analysis experience
Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Equipment Finance Underwritingcreditworthiness evaluationfinancial analysisunderwriting transactionsrisk rating maintenanceportfolio credit reviewsloan approvallease approval

Soft Skills

collaborationconsultationcommunicationdecision making