Wells Fargo

Senior Lead Enterprise Risk Officer – Consumer and Small Business Banking

Wells Fargo

full-time

Posted on:

Location Type: Hybrid

Location: Charlotte • Minnesota • Montana • United States

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Salary

💰 $159,000 - $279,000 per year

Job Level

Senior

About the role

  • Function as an advisor to leadership to develop or influence enterprise risk, governance, reporting programs, plans, specifications, resources, and long-term goals for extraordinarily complex business corporate governance risk programs and technical needs across multiple front lines with elevated risk for Enterprise Risk.
  • Lead the strategy and resolution of extraordinarily complex and unique challenges for governance and reporting programs companywide.
  • Deliver solutions that are long term, large scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of extraordinarily complex activities and guidance to others.
  • Provide vision, direction and expertise to more experienced leadership on implementing innovative and significant business solutions that are large-scale cross functional or companywide strategies.
  • Lead projects and mentor virtual teams, design, develop and deliver training.
  • Guide and direct the organization in terms of policies, effectiveness of companywide initiative execution, and reporting to the Board.
  • Engage and strategize with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership.
  • Partner with managers to deliver risk reporting to executive management, committees, and Board of Directors and assist in development of actionable insights.
  • Maintain internal partnership with the business and other business units, Audit, Legal, regulators, and industry partners on risk-related topics.
  • Deliver independent, initiative-taking, and well‑supported risk challenge to business strategies, decisions, and operating practices.
  • Identify, assess, and monitor enterprise‑level risks—including emerging, cross‑functional, and structural risks—ensuring alignment with risk appetite, control standards, and regulatory expectations.
  • Champion the consistent application of enterprise risk frameworks and methodologies across supported business lines.
  • Represent Enterprise Risk Management in key governance routines, risk committees, and business forums, serving as a credible voice for risk perspective and escalation.
  • Prepare clear, insight‑driven materials—risk summaries, trend analyses, emerging risk alerts, and issue updates—for leadership reviews and recurring governance sessions.
  • Ensure that risk items, decisions, and escalations are fully captured, monitored, and resolved through established governance protocols.
  • Serve as the central coordination point between risk partners, business leaders, analytics teams, compliance, legal, and operational control partners.
  • Align stakeholders on matters such as data and analytics integration, incentive and compensation considerations, major transactions, process changes, and strategic initiatives.
  • Drive consistent communication and shared understanding of risk expectations, ensuring transparency and alignment across functions.
  • Detect emerging risks, control breaks, and process weaknesses through ongoing engagement, thematic analysis, and review of operational insights.
  • Drive timely and appropriate escalation of material risks in accordance with enterprise standards and regulatory requirements.
  • Monitor remediation plans for completeness and sustainability; validate the closure of issues where required.
  • Provide strategic risk advisory for new initiatives, business model changes, policy updates, and strategic growth activities.
  • Strengthen risk capabilities by contributing to continuous improvement of risk frameworks, governance routines, analytics processes, and stakeholder engagement models.
  • Support the development of a strong risk culture by promoting transparency, accountability, and disciplined risk management practices throughout the organization.

Requirements

  • 7+ years of Risk Management experience (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Experience in enterprise risk management, compliance, controls, audit, or related risk disciplines within a large, complex organization.
  • Strong understanding of enterprise risk frameworks, governance models, and regulatory expectations.
  • Demonstrated ability to operate effectively in a senior, independent risk oversight role.
  • Proven capability to engage and influence senior stakeholders across multiple functions.
  • Strong written and verbal communication skills, with the ability to articulate risk perspectives clearly and concisely.
Benefits
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
Risk ManagementComplianceFinancial CrimesOperational RiskAuditLegalCredit RiskMarket RiskIT Systems SecurityBusiness Process Management
Soft Skills
LeadershipCommunicationAnalytical ThinkingInductive ThinkingMentoringCollaborationStrategic ThinkingInfluencingTransparencyAccountability