Define, develop and execute the strategy and roadmap to drive responsible growth, profitability, and competitive advantage for various parts of Wells Fargo Credit Card
Develop, test, analyze and implement product, credit, and marketing strategies to achieve the financial objective relevant to macro-economic conditions
Communicate effectively with stakeholders at multiple levels, including preparing and delivering presentations
Define and execute investments in the credit infrastructure across testing, data, modeling, monitoring, execution systems
Define and execute strategies to reduce complexity and increase execution quality through simplification of product features and terms
Be responsible for ensuring all key regulatory and business requirements are met effectively for all implemented ideas
Collaborate with and influence all levels of professionals including senior leadership
Lead projects by working closely with cross-functional teams (Credit, Marketing, Finance, Tech, Risk, Operations)
Requirements
7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience
7+ years of experience in financial services, preferably in credit card industry
Experience working across credit card segments, including consumer (full risk spectrum), small business, commercial, and partnerships/co-brands
Deep understanding and application of credit and lending risk management principles
Experience leading and delivering large-scale strategic initiatives, including technology platform integrations and transformations
Strong strategic leadership, capable of setting end-to-end product strategy and influencing senior stakeholders without direct authority
Exposure to P&L decision-making and financial impact analysis
Expertise in credit, product, and marketing data and analysis
Strong conceptual thinking and ability to bring clarity in ambiguity and solve complex credit and operational challenges
Prior experience in data science or analytics roles involving projects with data infrastructure (data, platforms, models, monitoring tools)
Demonstrated experience owning and driving agendas across multiple aspects of credit and lending risk (originations, customer management, fraud, collections)
Experience working across multiple lending products, including credit cards, auto loans, and personal loans
Exceptional communication and storytelling skills, with a track record of synthesizing complex information into clear recommendations and executive-level presentations
Demonstrated ability to drive results through cross-functional teams, regardless of reporting structure
Benefits
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Applicant Tracking System Keywords
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