Staff Data Scientist, Transfers
Wealthsimple
full-time
Posted on:
Location Type: Remote
Location: Canada
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Job Level
About the role
- Own the end-to-end analytical and modeling strategy for Account Transfers, operating with high autonomy in a complex, ambiguous problem space with material client and business impact.
- Execute deep investigations across large, complex structured and unstructured datasets to uncover systemic operational failures, root causes, and improvement opportunities within the transfers ecosystem.
- Design and build scalable data models and analytical frameworks that enable proactive identification of transfer failures, early risk detection for at-risk client transfers and actionable signals for CXO and Product teams.
- Apply advanced modeling techniques (e.g., clustering, segmentation, predictive modeling, causal analysis) to identify distinct transfer behaviour archetypes, surface institutional-level patterns across external counterparties, and inform differentiated operational and product strategies.
- Partner closely with Product, CX, Operations, and Engineering leaders to translate analytical insights into product roadmap decisions, operational process design, and client-facing interventions that measurably improve outcomes.
- Build and productionize data products (ML models, dashboards, decision tools) that embed analytics directly into workflows and decision-making.
- Measure and communicate impact, tying analytical work to improvements in transfer success rates, client experience, operational efficiency, and retention.
- Act as a technical and analytical leader by:
- Defining best practices for modeling, experimentation, and measurement in the transfers domain.
- Mentoring senior data scientists and raising the bar for analytical rigor.
- Influencing data strategy beyond immediate team boundaries.
Requirements
- 7–10+ years of experience in data science, applied statistics, analytics, machine learning, or operations research and at least 3-5 years in Senior or Staff-level roles.
- Strong background working with complex, multi-step operational systems (e.g., operations, payments, transfers, risk, fraud, compliance, customer lifecycle, or similar domains).
- Experience applying operations research techniques such as optimization, simulation, queuing theory, or decision modeling to improve operational outcomes.
- Deep expertise in statistical analysis, experimentation, and inference on real-world dataHands-on experience building predictive and prescriptive models (e.g., classification, regression, anomaly detection, routing).
- Expert SQL skills, including complex joins, window functions, and performance optimization
- Excellent Python skills for data analysis, modeling, optimization, and production-ready workflows.
- Experience working with large, messy, and incomplete datasets, including both structured and unstructured data.
- Excellent communication skills, with experience presenting complex analytical or optimization results to non-technical stakeholders and influencing product strategy, operational decisions or roadmap priorities.
- Track record of driving measurable business or client impact through data science and/or operations research work.
- Experience mentoring or coaching senior data scientists and raising analytical standards within a team.
- Comfortable operating with high autonomy and making judgment calls under uncertainty
Benefits
- Competitive salary with top-tier health benefits and life insurance
- Long-term group savings with employer match using our Wealthsimple for Business platform
- 20 vacation days + 4 wellness days per year, and unlimited sick and mental health days
- 90 days away program: Employees can work outside of Canada for up to 90 days per calendar year
- A wide variety of peer and company-led Employee Resources Groups (e.g., Rainbow, Women of Wealthsimple, Black @ WS)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
data scienceapplied statisticsanalyticsmachine learningoperations researchstatistical analysispredictive modelingSQLPythondata modeling
Soft Skills
communicationmentoringinfluencinganalytical rigorautonomyproblem-solvingcollaborationpresentation skillsleadershipdecision-making