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Mortgage Loan Officer
WCCU Credit UnionMortgage Loan Officer in charge of loan origination and member assistance at Westby Coop Credit Union. Responsible for gathering applicant information and determining suitable loan products.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in mortgage loan origination, including gathering and verifying financial information, calculating debt-to-income and loan-to-value ratios, and recommending suitable loan products. Proficient in Microsoft Suite to assist members effectively throughout the loan application process.
Highest-signal resume keywords
Mortgage Loan Origination ExperienceKnowledge Of Real Estate Loan PoliciesDebt-To-Income CalculationLoan-To-Value Ratio CalculationProficient In Microsoft Suite
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan Application ProcessingFinancial Information VerificationDebt-To-Income CalculationLoan-To-Value Ratio CalculationReal Estate Loan Policies Knowledge
Soft Skills
Interviewing SkillsCustomer ServiceSales Experience
Tools & Technologies
Microsoft OutlookMicrosoft WordMicrosoft ExcelMicrosoft PowerPoint
Industry Keywords
MortgageLoan ProductsCredit Granting CriteriaInterest Rates
About the role
Key responsibilities & impact- Gathers background information on loan applicants by interviewing them
- Assists members with loan application processes
- Collects and verifies applicants' financial information
- Calculates debt-to-income and loan-to-value ratios
- Determines best loan product and options for applicants
Requirements
What you’ll need- Bachelor’s degree in business or a related field
- 2-3 years minimum mortgage loan origination experience
- Knowledge of real estate loan policies, credit granting criteria, and interest rates
- Professional sales experience beneficial
- Proficient knowledge of Microsoft Suite (Outlook, Word, Excel, PowerPoint)
Benefits
Comp & perks- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development