Portfolio Manager

Wave Mobile Money

Portfolio Manager responsible for maximizing the growth and profitability of financial services products at Wave. Driving insights into actionable growth opportunities across multiple markets and product lines.

Posted 5/29/2026full-timeRemote • 🌎 Anywhere in the WorldSeniorLeadWebsite

About the role

Key responsibilities & impact

Work to maximize the growth and profitability of Wave’s consumer and merchant Financial Service products across our markets
Deeply understand customer usage and behavior towards the product suite, to generate insights which can be actioned into growth opportunities, across the customer lifecycle from acquisition to retention.
Turn insight into action by experimenting and testing and rapidly scaling successful pilots, in partnership with product, marketing and growth team
Create frameworks to track and monitor key performance indicators and identify trends that impact on business performance
For the lending portfolio, ensure we optimize our approach both underwriting (who to lend to) and line assignment (how much to lend)
Rigorously deep dive into performance of each lending product, against a full KPI scorecard - driving root analysis of what is working well, and what needs to be optimized
Identify relevant data sources to support risk modeling, in markets where traditional sources such as credit risk bureaus are often limited
Develop collections and recovery strategies
Monitor and track market and macroeconomic trends

Requirements

What you’ll need

8+ years of experience in lending in a portfolio management, credit risk or commercial management position, in a financial services or fintech company
Experience in other financial products such as savings, insurance or payments is a strong advantage
Excellent data analysis and interpretation skills
Have a proven ability to create, implement and monitor credit risk strategies, with experience of using non-traditional data sources to create credit decisioning frameworks
Track record operating across multiple markets or regions
Strong written and verbal communication skills

Benefits

Comp & perks

Subsidized health insurance for you and your dependents and retirement contributions (both vary from country to country)
6 months fully paid parental leave and subsidized fertility assistance
Unlimited vacation with a 20-day minimum requirement
$10,000 annual charitable donation matching

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

data analysiscredit risk strategiesrisk modelingperformance monitoringKPI trackingcollections strategiesrecovery strategiesportfolio managementcommercial managementfinancial product knowledge

Soft Skills

communication skillsanalytical skillsproblem-solvingcollaborationinsight generationstrategic thinkingadaptabilityleadershipcustomer focuscreativity