Junior Credit and Collections Analyst

Voke

Credit Analyst evaluating risk for leasing and used operations at Voke. Responsible for customer validation and internal credit approvals in a dynamic environment.

Posted 6/19/2026full-timeSão Paulo • 🇧🇷 BrazilJuniorWebsite

Tech Stack

Tools & technologies

ERP

About the role

Key responsibilities & impact

Evaluate credit requests for leasing and pre-owned vehicle operations, performing risk analysis and anti-fraud validations in accordance with internal policies.
Perform and validate customer registrations, ensuring data integrity and documentary compliance.
Manage approvals, rejections and changes to credit limits, ensuring adherence to company guidelines.
Monitor the portfolio under your responsibility, tracking granted limits and potential risks.
Communicate credit decisions to internal teams and support alignments with Sales and Customer Service when necessary.
Maintain complete and organized records of analyses and decisions made.
Support the preparation of reports and area controls.

Requirements

What you’ll need

Bachelor’s degree completed or in progress in Business Administration, Economics, Accounting, Finance or related fields.
Previous experience in credit analysis, collections, accounts receivable or financial operations.
Experience with document analysis and risk assessment, and customer data validation.
Intermediate knowledge of Microsoft Office, with emphasis on Excel (filters, pivot tables and basic analyses).
Experience with financial ERP systems (SAP, Protheus, TOTVS or similar) is a plus.
Basic understanding of credit policies, compliance and fraud prevention.

Benefits

Comp & perks

Meal or Food Allowance – to keep you energized.
Health and Dental Insurance – because health is a priority.
Life Insurance – for your safety and peace of mind.
Birthday Day Off – to enjoy your special day.
Profit Sharing (PLR) – if the company succeeds, you benefit too.
Transportation Voucher – to commute to the office.
Year-end Holiday Bonus – a special bonus to help with the Christmas celebration.
Zenklub – mental and emotional health support, including consultations with nutritionists.
Wellhub – to balance body and mind with physical activities.
OnHappy – to enjoy weekends, holidays or vacations!

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisrisk assessmentdocument analysisdata validationfinancial operationsMicrosoft Excelfinancial ERP systemsdata integrityanti-fraud validationportfolio monitoring

Soft Skills

communicationorganizational skillsattention to detailcollaborationdecision making