Senior Underwriting Specialist

Vivid Money

Senior Underwriting Specialist at Vivid providing risk assessment and compliance with payment service standards. Collaborating with internal stakeholders to enhance merchant services and underwriting processes.

Posted 4/16/2026full-timeRemote • 🇪🇸 SpainSeniorWebsite

About the role

Key responsibilities & impact

Ensure adherence to the company’s, card/payment schemes and payment service providers’ rules and policies.
Comply to underwriting standards, instructions and best card/payment schemes practices to minimize operational risks and maximize conversion.
Perform underwriting and risk assessment of new and existing customers.
Setup processes, monitor and execute checks related to merchants underwriting and following monitoring.
Evaluate and update existing internal procedures, policies and procedures.
Provide support to internal and external stakeholders with regards to new and existing merchants.
Perform periodic merchants reviews and audits.

Requirements

What you’ll need

2+ years of relevant work experience in banking / financial services.
Knowledge of payment schemes rules and requirements.
Experience in acquiring operations and merchant services.
Strong analytical, problem-solving, and decision-making skills.
Underwriting certificates are an advantage.
English at a professional level.

Benefits

Comp & perks

Competitive salary and benefits package (depending on location)

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

underwritingrisk assessmentmerchant servicesoperational risk managementprocess setupcomplianceauditing

Soft Skills

analytical skillsproblem-solvingdecision-makingstakeholder support

Certifications

underwriting certificates