Senior Manager, Backend Product Management

Visa

Senior Manager executing backend product management at Visa, leading financial processing accuracy and lifecycle completeness. Focusing on product requirements, APIs, and data models in payments.

Posted 7/29/2026full-timeCalifornia, Texas, Washington • 🇺🇸 United StatesSenior💰 $152,200 - $270,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates deep expertise in the end-to-end acquiring lifecycle, including settlement, funding, and reconciliation, while effectively collaborating with cross-functional teams to ensure compliance and operational readiness. Proficient in defining APIs, financial data models, and transaction workflows to support scalable financial platform services.

Highest-signal resume keywords

Payments ExperienceAcquiring, Clearing & Settlement ExpertiseAPI Definition & Financial Data ModelingSettlement Engine ExperienceGlobal Card Scheme Familiarity

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction Lifecycle ManagementInterchange Qualification LogicFee CalculationReconciliation WorkflowsFinancial Discrepancy ResolutionData Pattern InspectionProduct Requirement DefinitionFunding Behavior AnalysisFinancial ProcessingMulti-Region Deployment

Soft Skills

CollaborationProblem-SolvingCommunication

Tools & Technologies

AI/ML ToolsSettlement EnginesLedger/Accounting SystemsFinancial Platforms

Industry Keywords

PaymentsFinancial ServicesMerchant Pricing HierarchiesPartner-Integrated EnvironmentsOperational Readiness

About the role

Key responsibilities & impact

Own execution of the end-to-end acquiring lifecycle: boarding → capture → clearing → settlement → funding → reporting
Define and deliver detailed product requirements, APIs, and data models for transaction lifecycle and financial processing
Own settlement and funding logic including interchange, fee calculation, net/gross settlement, and adjustments
Drive reconciliation workflows ensuring consistency between transaction processing, settlement outputs, and reporting
Define and validate interchange qualification logic, pricing constructs, and funding behaviors across lifecycle
Partner closely with engineering on system design, architecture, and delivery of scalable platform services
Identify and resolve financial discrepancies, lifecycle gaps, and data inconsistencies
Collaborate with Risk, Finance, and Operations teams to ensure compliance and operational readiness
Enable scalable, standardized capabilities to support multi-acquirer and multi-region deployment
Use AI/ML, copilots, and agentic tools to accelerate discovery, synthesize requirements, inspect data patterns, summarize operational issues, draft product artifacts, and improve day-to-day execution while maintaining human review and governance

Requirements

What you’ll need

8 or more years of relevant work experience with a Bachelor Degree
Advanced Degree (e.g. Masters, MBA, JD, MD) plus 5 years of experience
2 years of work experience with a PhD
9 or more years of relevant work experience with a Bachelor Degree preferred
7 or more relevant years of experience with an Advanced Degree preferred
10+ years of experience in payments or financial platform product/program roles
Deep expertise in acquiring, clearing & settlement, funding, and reconciliation
Deep understanding of interchange qualification, merchant pricing hierarchies, and settlement funding methods
Strong experience defining APIs, financial data models, and transaction lifecycle workflows
Experience with settlement engines, ledger/accounting systems, or financial platforms
Experience working with global card schemes (e.g., Visa, Mastercard)
Experience in multi-region acquiring platforms or partner-integrated environments

Benefits

Comp & perks

Medical
Dental
Vision
401(k)
FSA/HSA
Life Insurance
Paid Time Off
Wellness Program