Credit Analyst II

Vault Credit Corporation

Credit Analyst II making credit decisions and preparing detailed analysis at a private lending company in a fast-paced environment.

Posted 6/27/2026full-timeRemote • 🇨🇦 CanadaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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The ideal candidate must demonstrate strong analytical skills in credit assessment and the ability to communicate complex financial information effectively. Consistent adherence to compliance standards and sound decision-making in credit underwriting are essential.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisRisk ManagementFinancial AnalysisBusiness Financial StatementsCredit WritingCommercial Business StructuresFinancing OptionsCredit Decision MakingCompliance with Credit Policies

Soft Skills

Verbal CommunicationWritten Communication

Industry Keywords

Business Credit UnderwritingFinancial Services

About the role

Key responsibilities & impact

Responsible for making credit decisions within authorized credit limit
Preparing detailed credit analysis including recommendations on transactions
Conduct research and financial analysis to support clients' creditworthiness
Provide recommendations or justification for credit decisions
Ensure compliance with corporate credit policies

Requirements

What you’ll need

Minimum 3 years’ experience in Business Credit underwriting and risk management in a financial services environment
Strong understanding of commercial business structures
Familiarity with acceptable financing options and techniques
Sound knowledge and understanding of business financial statements
Excellent credit writing skills
Strong verbal and written communication skills

Benefits

Comp & perks

health insurance
retirement plans
paid time off
flexible work arrangements
professional development