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Vault Credit Corporation

Commercial Mortgage Analyst

Vault Credit Corporation

Commercial Mortgage Analyst responsible for underwriting CMHC-insured loans across various asset classes. Join growing lender Vault Capital in a hybrid role focused on client experience and collaboration.

Posted 6/11/2026full-timeToronto • 🇨🇦 CanadaJuniorWebsite

Tech Stack

Tools & technologies
Vault

About the role

Key responsibilities & impact
  • Analyze, structure, underwrite and fund CMHC-insured loans across multifamily, retirement, and student housing, including term, refinance, and construction transactions.
  • Deliver high-quality financial models, credit analyses, and CMHC submissions that reflect Vault’s commitment to excellence.
  • Liaise directly with borrowers, brokers, and third-party consultants — ensuring timely, professional communication throughout the deal cycle.
  • Identify and resolve issues before they become problems, maintaining Vault’s reputation for reliability and execution.
  • Support the build-out of internal systems, templates, and underwriting standards as Vault continues to grow.
  • Collaborate closely with origination, credit, and servicing teams to ensure a seamless client experience.

Requirements

What you’ll need
  • 1–3 years of experience underwriting CMHC-insured loans across various asset classes.
  • Deep understanding of CMHC guidelines, underwriting methodology, and the funding process.
  • Strong analytical and financial modeling skills, with meticulous attention to detail.
  • Excellent written and verbal communication — able to present information clearly to clients and internal teams.
  • A service-first mindset: responsive, organized, and committed to delivering on promises.
  • Self-motivated and accountable, with a track record of producing polished, accurate work under pressure.

Benefits

Comp & perks
  • Competitive compensation and performance-based incentives
  • Hybrid work model with flexibility and professional growth opportunities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
financial modelingcredit analysisunderwritingCMHC-insured loansanalytical skillsattention to detail
Soft Skills
communicationorganizational skillsservice-first mindsetself-motivatedaccountability