Strategic Advisor, Clinical Assets
TRIMEDX
Lead Credit Strategy Manager
Varo Bank
full-time
Posted on:
Location: Utah • 🇺🇸 United States
Visit company websiteSalary
💰 $140,000 - $200,000 per year
Job Level
Senior
Tech Stack
PythonSQLTableau
About the role
- Lead Credit Strategy for New Products: Develop and implement credit strategies for new products, including underwriting, pricing, and credit policies from ideation to post-launch monitoring
- Analyze and Optimize: Conduct deep-dive analyses of KPIs to identify trends and understand portfolio performance. Propose and implement data-driven policy changes to improve risk-adjusted returns and customer experience
- Drive Experimentation: Design and execute A/B tests to optimize credit policies, user experience, and risk controls
- Inform and Influence: Present analysis and strategic recommendations to key stakeholders and executive leadership
- Collaborate Cross-Functionally: Partner with Product, Engineering, Data Science, Marketing, Operations, and Legal teams to deliver best-in-class, compliant credit offerings
- Champion Best Practices: Build and maintain monitoring dashboards and develop performance tracking to ensure proactive risk management
Requirements
- 8+ years of experience in consumer credit risk management or credit strategy, preferably at a fintech or major financial institution
- Strong understanding of the consumer credit lifecycle, including origination, underwriting, fraud, and collections. Experience with traditional and alternative credit bureau data is essential
- Ability to translate business problems into a data-driven approach, including hypothesis testing and root cause analysis
- Advanced expertise in data analysis and manipulation using SQL or Python
- Experience with advanced statistical techniques and a solid understanding of relational databases
- Strong ability to independently identify and solve problems in a fast-paced environment
- Education: Bachelor's or Master's in a quantitative field like Computer Science, Economics, Math, Statistics, or Engineering
- Experience with machine learning models in a credit risk context is a plus
- Familiarity with business intelligence tools like Tableau or Looker is a plus
- Experience at a high-growth fintech or tech startup is a plus
