Senior Money Movement Analyst, Cash & Savings

Vanguard

Money Movement Analyst aligning fraud, payments, operations, and technology initiatives at Vanguard, an investment management company. Improving client funding, transfer, withdrawal, and payment experiences through strategy, governance, and vendor implementation.

Posted 8/4/2026full-timeMalvern • Arizona, North Carolina, Pennsylvania • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in leading cross-functional initiatives within the money movement ecosystem, focusing on strategic planning, stakeholder alignment, and operational readiness. Proficient in analyzing and enhancing fraud prevention measures, payment operations, and client servicing processes.

Highest-signal resume keywords

Product StrategyMoney Movement EcosystemsFraud PreventionStakeholder ManagementRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

PaymentsACHFraud ControlsOperational ReadinessAnalytical SkillsProblem-SolvingExecution PlanningDependency ManagementBusiness Case DevelopmentClient Experience Improvement

Soft Skills

Communication SkillsOrganizational SkillsInfluencing SkillsPresentation SkillsCross-Functional Collaboration

Certifications & Qualifications

NACHA Certification

Industry Keywords

Financial ServicesConsultingProgram ManagementRisk ManagementComplianceVendor ManagementClient Servicing ProcessesOperational InsightsPayment OperationsWealth Management

About the role

Key responsibilities & impact

Lead requirements gathering, dependency management, and execution planning for strategic money movement initiatives
Track decisions, risks, milestones, and action items across initiatives and stakeholder groups
Develop executive-level updates, business cases, recommendations, and supporting analyses
Hold stakeholders accountable to commitments, timelines, and outcomes
Coordinate Fraud, Operations, Client Experience, Product, Technology, and servicing teams
Facilitate cross-functional decision-making and align strategic priorities
Translate strategic objectives into sequenced initiatives, actionable plans, and measurable deliverables
Identify and resolve gaps, overlaps, and conflicting priorities across programs
Identify opportunities to reduce money movement friction and improve client experience across funding, transfers, withdrawals, and payment journeys
Analyze policies, limits, and servicing practices and recommend enhancements
Lead modernization of money movement policies and controls
Evaluate trends, client feedback, and operational insights to inform recommendations and roadmap priorities
Evaluate fraud detection and prevention capabilities with Fraud, Risk, Compliance, and Product teams
Support integration of fraud vendors and controls into product, operational, and policy frameworks
Evaluate trade-offs between risk mitigation and client experience
Lead resolution of dependencies and program-level decisions
Lead vendor analysis and coordinate identification and deployment of vendor-driven capabilities
Drive solution implementation, dependency management, and operational readiness activities

Requirements

What you’ll need

5+ years of experience in product strategy, payments, money movement, financial services, operations, consulting, or program management
Strong understanding of money movement ecosystems, including ACH, transfers, fraud controls, payment operations, and client servicing processes
Experience leading complex cross-functional initiatives involving Product, Operations, Fraud, Risk, Compliance, and Technology teams
Ability to influence and drive alignment across diverse stakeholder groups
Excellent communication and presentation skills for technical and non-technical audiences
Strong analytical, organizational, and problem-solving capabilities
Experience in fraud prevention, money movement, banking, payments, or wealth management preferred
Knowledge of regulatory and compliance considerations related to money movement activities
NACHA certification or related payments expertise preferred
Undergraduate degree or equivalent combination of training and experience
Graduate degree preferred
Visa sponsorship is not offered for this position

Benefits

Comp & perks

Hybrid working model
Enhanced flexibility
In-person learning, collaboration, and connection
Opportunities to learn and develop skills
Team-oriented, mission-driven culture