Senior Debit Card Analyst, Cash & Savings

Vanguard

Senior Debit Card Analyst developing requirements, processes, and operational playbooks for Vanguard, a leading investment management company. Coordinating debit-card delivery, vendors, and launch readiness.

Posted 8/4/2026full-timeCharlotte • Arizona, North Carolina, Pennsylvania • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in developing business requirements, process documentation, and operational procedures within the financial services sector, particularly in card products and payments. Strong organizational and analytical skills are essential for managing cross-functional stakeholder engagement and ensuring operational readiness.

Highest-signal resume keywords

Business Requirements DevelopmentProcess DocumentationOperational ProceduresStakeholder ManagementPayments Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Business AnalysisProject ManagementOperational ReadinessService DeliveryDocumentation GovernanceProcess FlowsRequirements RefinementVendor ImplementationsFraud ControlsRegulatory Frameworks

Soft Skills

Organizational SkillsAttention to DetailWritten CommunicationFacilitation SkillsAnalytical Skills

Certifications & Qualifications

NACHA Certification

Industry Keywords

Card ProductsPaymentsMoney MovementFinancial Services OperationsDebit Card ProgramsACHFintechBanking

About the role

Key responsibilities & impact

Lead cross-functional business requirements gathering across product, operations, risk, compliance, legal, and technology stakeholders
Develop and maintain business requirements documentation, functional requirements, process flows, and supporting artifacts
Establish documentation governance and traceability from business objectives through implementation and operational execution
Support feature and experience prioritization and requirements refinement
Coordinate documentation, requirements, and operational readiness efforts across debit card delivery workstreams
Track dependencies, decisions, action items, and implementation deliverables
Translate strategic initiatives into executable business processes with product and program leadership
Participate in special projects and perform other assigned duties
Support the design of operating procedures, workflows, and playbooks for debit card and money movement capabilities
Document end-to-end operational processes and transition ownership to operational teams
Participate in vendor evaluations, onboarding activities, and implementation planning
Support contract reviews by documenting business requirements, service expectations, and operational dependencies
Partner with product, operations, and vendor teams to ensure launch and ongoing-support readiness

Requirements

What you’ll need

5+ years of experience in card products, payments, money movement, or financial services operations
Ability to develop business requirements, process documentation, and operational procedures for complex initiatives
Strong organizational skills and exceptional attention to detail and documentation quality
Ability to manage multiple stakeholders across Product, Operations, Risk, Compliance, Legal, and Technology
Experience with business analysis, project management, vendor implementations, operational readiness, or service delivery programs preferred
Knowledge of payment systems, debit card programs, ACH, money movement, fraud controls, or regulatory frameworks preferred
Strong written communication, facilitation, and analytical skills
Experience in banking, payments, or fintech preferred
NACHA certification or payments-related experience is a plus
Undergraduate degree or equivalent combination of training and experience
Graduate degree preferred
Vanguard is not offering visa sponsorship for this position

Benefits

Comp & perks

Hybrid working model
Enhanced flexibility
In-person learning, collaboration, and connection
Opportunities to learn and develop skills as individuals and as a team