Commercial Lines Associate Underwriter/Underwriter Trainee

Utica National Insurance Group

Commercial Lines Associate Underwriter at Utica National Insurance Group evaluating insurance applications for acceptability. Involved in renewal processes and relationship building with agencies.

Posted 7/22/2026full-timeNew Hartford • New York • 🇺🇸 United StatesEntry Level💰 $41,000 - $61,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong analytical and decision-making skills in evaluating insurance applications and loss control reports. Proficient in underwriting processes and maintaining organized documentation for commercial insurance.

Highest-signal resume keywords

UnderwritingLoss Control EvaluationAnalytical SkillsDecision-MakingInsurance Industry Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Application ScreeningLoss Run EvaluationMotor Vehicle Report EvaluationEndorsement IssuanceQuote Proposal PreparationUnderwriting Checklist ManagementCommercial Insurance Knowledge

Soft Skills

Logical ThinkingSelf-MotivatedOrganizational Skills

Tools & Technologies

OnBase

Industry Keywords

Insurance AgencyCommercial InsuranceReinsurance CertificatesMarketing Classifications

About the role

Key responsibilities & impact

Screen applications for missing information.
Contact and work with agency to obtain and make initial evaluation of acceptability based on received information.
Revise TAS worksheets and update as needed based on additional information obtained on the insured.
Request and evaluate loss runs.
Review loss activity on renewals.
Request driver list, order and evaluate motor vehicle reports.
Initiate cancellation notices.
Review and screen loss control reports.
Compare and verify findings with underwriting file information (COPE, sales, payroll, number of employees, etc.).
Update Underwriting Checklist as needed.
Follow up on outstanding loss control recommendations.
Research insured’s website, social media sites and conduct a general search of internet.
Review and issue endorsements.
Set and follow up on diary items.
Prepare and send conditional renewal notices.
Identify and document marketing classifications.
Prepare quote proposals.
Import email, fax and reports into OnBase.
Follow up on reinsurance certificates.
Add SIC on Underwriting Checklist for Commercial Edge business.
Underwrite and issue designated small new non-flow regional business.
Underwrite and issue designated regional renewal business.
Review new business 45 day check list to ensure file is in order – reports ordered, outstanding items addressed and diaries are set.
Form and build relationships with agencies.

Requirements

What you’ll need

High school diploma or equivalent; 2-4 year college preferred
Insurance agency or commercial insurance business background desired
Key Skills: logical, analytical, decision-making, self-motivated, organized

Benefits

Comp & perks

Medical and Prescription Drug Benefit
Dental Benefit
Vision Benefit
Life Insurance and Disability Benefits
401(k) Profit Sharing and Investment Plan
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition Assistance, Training, and Professional Designations
Company-Paid Family Leave
Adoption/Surrogacy Assistance Benefit
Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
Student Loan Refinancing Services
Business Travel Accident Insurance
Matching Gifts program
Paid Volunteer Day
Employee Referral Award Program
Wellness programs
Personal Insurance Discount