Commercial Underwriter

Utica National Insurance Group

Commercial Lines Underwriter evaluating risks and managing a profitable portfolio for Utica National Insurance Group. Building agent relationships and making strategic underwriting decisions.

Posted 7/15/2026full-timeNew Hartford • New York • 🇺🇸 United StatesMid-LevelSenior💰 $54,700 - $82,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in risk evaluation and analysis, underwriting processes, and policy pricing while effectively managing a profitable portfolio. Strong relationship-building and communication skills with agents and company personnel are essential for achieving performance metrics.

Highest-signal resume keywords

Risk EvaluationUnderwriting ExperiencePolicy PricingRelationship ManagementPerformance Metrics

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AnalysisPortfolio ManagementPolicy EndorsementsData InterpretationApproval Processes

Soft Skills

CommunicationRelationship Building

Certifications & Qualifications

Bachelor's Degree

Industry Keywords

UnderwritingInsuranceAgent CommunicationPerformance MetricsLoss Ratio

About the role

Key responsibilities & impact

Evaluate and analyze risks associated with new or renewal business.
Manage a profitable portfolio in accordance with company guidelines and authority levels.
Receive, review, and grant approval/issue rejection notices for risks within granted authority.
Review and document risks outside of granted authority for referral to Supervising Underwriter.
Order and analyze investigation reports on present or potential insureds.
Receive, review, and approve/reject requests for endorsements to policies.
Interpret available data and information to price policies within company guidelines.
Build relationships with current agents/agencies.
Communicate with agents and other company personnel about insureds and policy endorsements.
Achieve individual performance metrics in areas such as agent call-outs, written premium, and loss ratio.

Requirements

What you’ll need

Bachelor's degree preferred.
4-7 years' underwriting experience preferred.

Benefits

Comp & perks

Medical and Prescription Drug Benefit
Dental Benefit
Vision Benefit
Life Insurance and Disability Benefits
401(k) Profit Sharing and Investment Plan (Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition Assistance, Training, and Professional Designations
Company-Paid Family Leave
Adoption/Surrogacy Assistance Benefit
Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
Student Loan Refinancing Services
Business Travel Accident Insurance
Matching Gifts program
Paid Volunteer Day
Employee Referral Award Program
Wellness programs
Personal Insurance Discount