Data & Cost Analyst, Applied Mathematician – Associate
Boeing
ETLNumpyPandasPySparkPythonSQLTableau
Bank Credit Risk Analyst – Retail Banking
USAA
full-time
Posted on:
Location Type: Hybrid
Location: San Antonio • Arizona, Colorado, Florida, North Carolina, Texas, Virginia • 🇺🇸 United States
Visit company websiteSalary
💰 $77,120 - $147,390 per year
Job Level
JuniorMid-Level
Tech Stack
PythonSQL
About the role
- Uses quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite
- Mitigate operational and compliance risk inherent in credit strategy
- Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products
- Applies industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio
- Translates results into strategic solutions with the delivery of credit risk strategies
- Applies critical thinking skills to synthesize analyses, identify root causes, and develop recommendations to drive credit risk strategy development
- Develops industry knowledge and competitive benchmarking to inform credit strategy development
- Uses quantitative analysis based upon internal and external data sources to solve analytical projects
- Assists with developing, managing, and presenting comprehensive risk and financial reporting
- Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended
Requirements
- Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4+ years of related experience may be substituted in lieu of degree
- 2+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline.
- Developing understanding of banking regulations, risk, and compliance
- Solid knowledge of current analytical coding languages, such as SAS, SQL, or Python
- Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE
Benefits
- Comprehensive medical, dental and vision plans
- 401(k)
- Pension
- Life insurance
- Parental benefits
- Adoption assistance
- Paid time off program with paid holidays plus 16 paid volunteer hours
- Various wellness programs
- Career path planning and continuing education assistance
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
quantitative analysiscredit risk strategiesanalytical skillsrisk assessmentsSASSQLPythonfinancial reportingdata analysiscredit strategy development
Soft skills
critical thinkingproblem solvingcommunicationpresentation skillsstrategic thinkinganalytical mindsetcollaborationroot cause analysisdecision makingadaptability
