Product Management Manager – Deposits

USAA

Product Management Manager formulating product strategies based on profitability and sales performance analysis at USAA. Leading product development and maintaining compliance with regulations and laws.

Posted 7/8/2026full-timeSan Antonio • North Carolina, Texas • 🇺🇸 United StatesMid-LevelSenior💰 $114,080 - $218,030 per yearWebsite

Tech Stack

Tools & technologies

Swift

About the role

Key responsibilities & impact

formulate product/sales strategy recommendations based on analysis of profitability, competitiveness and sales performance for the product life cycle
compile, analyze and interpret data to make strategic and tactical recommendations or decisions pertaining to sales/product performance
support the maintenance of existing products and/or may lead in the development and launch of less complex, new products with channel partners
leverage resources to gather analytics, competitive intelligence, and member information to support formulation of product strategy
participate in the development of product strategy recommendations
develop recommendations to launch new products or sales strategies and the evaluation and decision to buy/build or partner
act as product SME on features and services and collaborates with business partners to provide recommendations
partner with phone and digital teams on how to effectively use sales guides and provides education on products and services, including new offerings and enhancements to existing features
assist in the identification and evaluation of potential providers for alliance relationships
provide support in developing, editing, and distributing product communications
conduct research on external market trends/design changes, financials, member information and/or transaction data for assigned products
hold responsibility for coordinating with relevant control partners to ensure product offerings are designed, implemented, and managed in compliance with all applicable laws and regulations
interpret performance results to inform product or sales forecast and planning
ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures

Requirements

What you’ll need

6 years of relevant industry experience in Wires (e.g., FedWire, CHIPS, SWIFT), Zelle, Instant Payments (FedNow, Real-time Payments, Visa Direct, Mastercard Send), Payment Product, Payment Operations or Money Movement Product in Financial Services
2 years of payment product management, or similar product management experience
2 year of Data analysis experience in clearly communicating data driven decisions
Experienced in market research and competitive analysis to create product roadmap, make product decisions and iterate rapidly
Advanced experience in creating product briefings
Ability to understand and explain end-to-end payment flows and member journey from transaction initiation to reconciliation
Ability to manage a product from ideation through launch, iteration, and eventual sunsetting
Knowledge of Wires, Zelle and Instant Payments laws, rules, and regulations to include: FFIEC- Retail Payment Systems Handbook, Payment Rules (NACHA, Zelle, RTP, etc.), Reg CC, Reg E, Reg DD, Operating Circulars
Accredited Payments Risk Professional or Accredited Faster Payments Professional certifications preferred.

Benefits

Comp & perks

comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
various wellness programs
career path planning and continuing education

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Product ManagementData AnalysisMarket ResearchProduct Roadmap CreationPayment Flow UnderstandingProduct Launch ManagementCompetitive AnalysisProduct Briefing CreationRisk ManagementTransaction Data Interpretation

Soft Skills

CollaborationCommunicationStrategic ThinkingProblem SolvingEducation and Training

Certifications

Accredited Payments Risk ProfessionalAccredited Faster Payments Professional