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USAA

Mortgage Loan Officer – Contact Center

USAA

Mortgage Loan Officer delivering personalized mortgage experiences for USAA members. Guiding them through tailored solutions while managing high-volume member interactions at San Antonio office.

Posted 6/18/2026full-timeSan Antonio • Texas • 🇺🇸 United StatesJunior💰 $45,000 per yearWebsite

About the role

Key responsibilities & impact
  • Under limited supervision, follows established written risk, compliance and regulatory requirements to process VA and Conventional mortgage loans, both purchase and refinance within a service level objective requirement.
  • Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
  • Manages a pipeline of member calls for mortgage products; conducts daily phone calls and manages voicemail/email correspondence.
  • Partners closely with Processors, Underwriters and Closers to deliver on the mortgage products within a specified period of time.
  • Responds to member and third-party phone calls to keep appropriate parties informed of loan status.
  • Stays updated on compliance and regulatory requirements and identifies and manages existing and emerging risks that stem from business activities; ensures risks associated with business activities are effectively measured, monitored, and controlled.
  • Develops and maintains successful partnerships with Real Estate Agents.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Requirements

What you’ll need
  • High School Diploma or General Equivalency Diploma required.
  • 1–2 years of experience as a Loan Officer or in a comparable sales role.
  • Acquisition and maintenance of applicable licenses/state registrations as required.
  • Experience driving mortgage sales in a fast-paced, high-volume contact center.
  • 2+ years of sales and/or high-volume contact center experience.
  • Active or prior NMLS license/registration.
  • US military experience through military service or a military spouse/domestic partner.
  • Proven success in a high-volume, metrics-driven call center environment (e.g., conversion, call quality, adherence, sales goals).
  • Experience managing inbound and outbound loan inquiries in a call center, including application intake, pre-qualification, and funding support.
  • Background in a bank, credit union, or lending contact center, with working knowledge of mortgage products and regulatory requirements.
  • Strong consultative sales skills in a call center setting, with the ability to educate customers while balancing customer experience and production goals.
  • Proficiency with LOS, CRM systems, and call center technologies.

Benefits

Comp & perks
  • comprehensive medical, dental and vision plans
  • 401(k)
  • pension
  • life insurance
  • parental benefits
  • adoption assistance
  • paid time off program with paid holidays plus 16 paid volunteer hours
  • various wellness programs
  • career path planning and continuing education

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
mortgage processingloan application assessmentrisk managementcompliance requirementssales metricsapplication intakepre-qualificationfunding supportmortgage products knowledgecall center operations
Soft Skills
consultative salescustomer experiencecommunicationpartnership developmentproblem-solvingtime managementadaptabilityteam collaborationcustomer educationrelationship management
Certifications
NMLS licensestate registrationsHigh School DiplomaGeneral Equivalency Diploma