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Mortgage Loan Officer – Contact Center
USAAMortgage Loan Officer delivering personalized mortgage experiences for USAA members. Guiding them through tailored solutions while managing high-volume member interactions at San Antonio office.
About the role
Key responsibilities & impact- Under limited supervision, follows established written risk, compliance and regulatory requirements to process VA and Conventional mortgage loans, both purchase and refinance within a service level objective requirement.
- Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
- Manages a pipeline of member calls for mortgage products; conducts daily phone calls and manages voicemail/email correspondence.
- Partners closely with Processors, Underwriters and Closers to deliver on the mortgage products within a specified period of time.
- Responds to member and third-party phone calls to keep appropriate parties informed of loan status.
- Stays updated on compliance and regulatory requirements and identifies and manages existing and emerging risks that stem from business activities; ensures risks associated with business activities are effectively measured, monitored, and controlled.
- Develops and maintains successful partnerships with Real Estate Agents.
- Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
Requirements
What you’ll need- High School Diploma or General Equivalency Diploma required.
- 1–2 years of experience as a Loan Officer or in a comparable sales role.
- Acquisition and maintenance of applicable licenses/state registrations as required.
- Experience driving mortgage sales in a fast-paced, high-volume contact center.
- 2+ years of sales and/or high-volume contact center experience.
- Active or prior NMLS license/registration.
- US military experience through military service or a military spouse/domestic partner.
- Proven success in a high-volume, metrics-driven call center environment (e.g., conversion, call quality, adherence, sales goals).
- Experience managing inbound and outbound loan inquiries in a call center, including application intake, pre-qualification, and funding support.
- Background in a bank, credit union, or lending contact center, with working knowledge of mortgage products and regulatory requirements.
- Strong consultative sales skills in a call center setting, with the ability to educate customers while balancing customer experience and production goals.
- Proficiency with LOS, CRM systems, and call center technologies.
Benefits
Comp & perks- comprehensive medical, dental and vision plans
- 401(k)
- pension
- life insurance
- parental benefits
- adoption assistance
- paid time off program with paid holidays plus 16 paid volunteer hours
- various wellness programs
- career path planning and continuing education
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
mortgage processingloan application assessmentrisk managementcompliance requirementssales metricsapplication intakepre-qualificationfunding supportmortgage products knowledgecall center operations
Soft Skills
consultative salescustomer experiencecommunicationpartnership developmentproblem-solvingtime managementadaptabilityteam collaborationcustomer educationrelationship management
Certifications
NMLS licensestate registrationsHigh School DiplomaGeneral Equivalency Diploma