Director, P&C Product Management – State Management

USAA

Director, P&C Product Management for USAA, leading a team to achieve P&C insurance financial targets. Overseeing state-level product strategies and collaborating with cross-functional teams in a hybrid work setup.

Posted 6/3/2026full-timeSan Antonio • Arizona, Colorado, Florida, Texas • 🇺🇸 United StatesLead💰 $143,320 - $273,930 per yearWebsite

Tech Stack

Tools & technologies

React

About the role

Key responsibilities & impact

Lead a team that supports P&C product P&L at a state level
Accountable for achievement of property and casualty (P&C) insurance profit and growth targets on a state product basis
Develop strategic vision and tactical plans to profitably expand USAA product line market share
Focus on state level product competitive and financial KPIs to anticipate and react to potential trends
Identify opportunities to make impacts across P&C, which drive best practices and innovation across the organization
Responsible for developing and implementing state level P&C product line strategies
Effectively communicate complex ideas and strategies to key business stakeholders
Work with complex large data sets and develop analytical insights for implementation
Build credibility with and influence cross-functional business partners and senior leadership
Drive alignment between key business partners to achieve strategic goals at a state level
Partner with Government & Industry Relations, Attorney, and Compliance Advisor to manage relationships with local regulatory agencies and industry organizations
Lead regular business reviews to align knowledge of state performance
Represent Product Line Leader on a national basis as subject matter expert in strategy, product enhancements, underwriting, pricing, marketing, and other initiatives
Build, develop, and lead a team of individual contributors through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities
Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures

Requirements

What you’ll need

Bachelor's Degree in Business, Marketing, Risk Management, Supply Chain, Statistics, or related discipline; OR 4 years of related experience may be substituted in lieu of degree
8 years of relevant Product or Program Management experience analyzing data and developing recommendation, or an advanced degree in Business, with 6 years of Product or Program Management experience
4 years of P&C experience
3 years of direct team lead or management experience
Demonstrated comprehensive knowledge of insurance products and features, competition, and competitive market conditions
Advanced negotiation skills
Advanced experience in creating product briefings and presenting to executive leadership
Strong interpersonal and relationship management skills with emphasis on customer focus, collaboration and partnering to obtain results
Advanced strategic planning and execution experience
Experience interacting with external regulators
Expert knowledge of applicable product related regulations, and risk and compliance requirements

Benefits

Comp & perks

comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
various wellness programs
career path planning and continuing education

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

data analysisstrategic planningproduct managementrisk managementnegotiationcomplianceinsurance productsmarket analysisperformance managementanalytical insights

Soft Skills

leadershipcommunicationrelationship managementcollaborationcustomer focusinfluencecoachingteam developmentproblem-solvingstrategic execution