Individual contributor accountable for managing the USAA Debit Card portfolio
Deepen member relationships by driving increased card penetration, activation, and utilization
Leverage internal and external data to manage portfolio performance (financial performance, transaction and sales growth, attrition, competitive benchmarking)
Influence product strategy and participate in product strategy development
Develop recommendations for product enhancements and create business cases for investments
Support development of marketing, digital, and call center tactics to present enhancements to members
Support first line of defense risk management activities (issue management, audits/assessments, fraud monitoring) and regulatory compliance
Act as product SME on features and services and collaborate with business partners
Partner with phone and digital teams on sales guides and product education
Identify and evaluate potential providers for alliance relationships
Develop, edit, and distribute product communications
Conduct research on external market trends, design changes, financials, member information and transaction data for assigned products
Coordinate with Legal, Compliance, and Risk Management to ensure compliance
Interpret performance results to inform product or sales forecast and planning
Ensure risks associated with business activities are identified, measured, monitored, and controlled according to policies
Requirements
Bachelor's Degree in Business, Marketing, Supply Chain, Statistics, or related discipline OR 4 years of related experience may be substituted in lieu of degree
6 years of relevant industry experience in Actuary, Underwriting, Marketing or Sales/Service or Finance/Accounting Operations or Financial Services
2 years of product management, or similar strategic management experience (direct support in managing product performance)
1 year of Data Visualization experience (i.e. Tableau)
Advanced experience in creating product briefings
Experienced in market research to create product roadmap, make product decisions and iterate rapidly
Knowledge of applicable product related regulations, and risk and compliance requirements
Knowledge of federal laws, rules, and regulations: FFIEC- Retail Payment Systems Handbook, Payment Rules (NACHA, Zelle, etc.), Reg CC, Reg E, Reg DD
Experience with data analytics and BI tools (e.g., SAS, SQL, Tableau) (preferred)
Analytical skillset and critical thinking
Attention to detail, self-discipline, and self-motivation
Demonstrated experience with end-to-end program execution and project management
Strong communication skills and experience in presenting to executive leadership
US military experience through military service or a military spouse/domestic partner (preferred)
USAA does not provide visa sponsorship for this role; candidates who will need immigration support (H-1B, TN, OPT, etc.) should not apply
Benefits
Comprehensive medical, dental and vision plans
401(k)
Pension
Life insurance
Parental benefits
Adoption assistance
Paid time off program with paid holidays
16 paid volunteer hours
Various wellness programs
Career path planning and continuing education
Employees may be eligible for pay incentives based on overall corporate and individual performance
Flexible work environment (requires in-office 4 days per week)
ATS Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
analytical skillscritical thinkingattention to detailself-disciplineself-motivationstrong communication skillspresentation skillscollaborationinfluencestrategic thinking