USAA

Credit Risk Analytics Manager I

USAA

full-time

Posted on:

Location Type: Hybrid

Location: San Antonio • Texas • United States

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Salary

💰 $103,450 - $197,730 per year

About the role

  • Applies advanced analytical skills to assess risks and opportunities across multiple Bank consumer portfolios and translates results into strategic solutions.
  • Assists in delivering Bank strategies across lines of defense by effectively developing and improving complex analytical frameworks, information, and insights to key stakeholders.
  • Conducts and develops advanced quantitative analysis utilizing extensive internal and external data sources to bring structure to problems.
  • Builds and may assist in maintaining effective risk management frameworks which can identify, measure, or mitigate risk.
  • Develops and maintains comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.
  • May conduct effective challenge of credit, product, and/or risk proposals through detailed research and vetting, leveraging banking product, regulatory and industry knowledge, and critical thinking skills to support strong portfolio performance outcomes.
  • May develop and/or execute complex financial risk sensitivity analysis.
  • May execute or support implementation of credit and/or financial modeling infrastructure.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Requirements

  • Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • 4 years experience in an analytical field or work focused on risk management execution, analytics or risk assessments; OR 2 years experience in an analytical field or focused on risk management execution, analytics or risk assessments with an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, advanced analytics, and risk assessments.
  • Experience with data, code, or reporting tools.
  • Experience communicating complex analytical insights to various stakeholders.
  • Ability to apply critical thinking skills with various data to problem solve effectively.
  • Experience driving results through collaboration.
Benefits
  • comprehensive medical, dental and vision plans
  • 401(k)
  • pension
  • life insurance
  • parental benefits
  • adoption assistance
  • paid time off program with paid holidays plus 16 paid volunteer hours
  • various wellness programs
  • career path planning and continuing education
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
advanced analytical skillsquantitative analysisrisk management frameworksfinancial risk sensitivity analysiscredit modelingdata analysisrisk assessmentsanalytical frameworksreportingproblem solving
Soft Skills
critical thinkingcommunicationcollaborationstakeholder engagementstrategic thinkingresults-driveneffective challengeinsight developmentorganizational skillsdetail-oriented