Mortgage Hedging Operations Analyst

USAA

. Work with USAA’s Hedging, Servicing Valuation, Loan Delivery, Pricing, Lock Desk, and Product Development teams .

Posted 4/9/2026full-timeArizona, Florida, North Carolina, Texas • 🇺🇸 United StatesMid-LevelSenior💰 $93,770 - $168,790 per yearWebsite

About the role

Key responsibilities & impact

Work with USAA’s Hedging, Servicing Valuation, Loan Delivery, Pricing, Lock Desk, and Product Development teams
Conduct data analysis in support of mortgage pipeline activities, warehouse risk management and secondary marketing loan sale executions/data delivery, and settlements
Ensure all activities are completed within applicable regulatory policies and requirements
Provide support and assistance with oversight and execution of complete real estate interest rate pricing models
Evaluate mandatory, best efforts, whole loans, MBS (agency and private label), servicing retained, and servicing released for mortgage loans in the pipeline and warehouse
Monitor and make recommendations for improvements to trading and hedging policies and processes

Requirements

What you’ll need

Bachelor's degree in Finance, Economics, or a related field required (4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree)
Minimum 6 years’ experience in hedging mortgage origination pipelines with secondary marketing risk management systems
Advanced experience with AOT, MBS, and cash sales
Advanced knowledge and understanding of secondary market loan delivery and settlement systems and understanding of financial markets, interest rate/price risks and secondary mortgage markets
Strong knowledge and application of federal mortgage lending regulations and compliance.

Benefits

Comp & perks

Comprehensive medical, dental and vision plans
401(k)
Pension
Life insurance
Parental benefits
Adoption assistance
Paid time off program with paid holidays plus 16 paid volunteer hours
Various wellness programs
Career path planning and continuing education

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

data analysishedgingrisk managementreal estate interest rate pricing modelsmandatory loansbest efforts loanswhole loansMBSsecondary market loan deliverysettlement systems

Soft Skills

communicationcollaborationanalytical thinkingproblem-solvingrecommendation making