
Credit Risk Analytics Manager Lead – Reserving, Loss Forecasting, Stress Testing
USAA
full-time
Posted on:
Location Type: Hybrid
Location: San Antonio • North Carolina • Texas • United States
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Salary
💰 $138,230 - $264,200 per year
Job Level
About the role
- Demonstrates industry leading practices and experienced analytical rigor to lead assessments of risks and opportunities across the Bank’s consumer portfolios and translate results into strategic solutions.
- Leads resilient, risk/return optimized, well governed Bank risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and succinctly communicating insights to diverse and senior leader audiences.
- Applies expert knowledge to implement advanced quantitative analysis across departments and programs.
- Leads development of nuanced qualitative analysis that brings structure and clarity to ambiguous and challenging bank or enterprise problems.
- Provides effective challenge to risk proposals in designated risk area of credit, market, operations, product, strategic, through detailed research and vetting, using banking product, regulatory, and industry knowledge and critical thinking skills to ensure strong portfolio performance outcomes.
- Responsible for and leads the design and implementation of effective risk management frameworks that enable strong identification, measurement, and mitigation of risk in a complex environment.
- Leads the development and maintenance of comprehensive risk reporting suite in support of management and committee oversight of existing and emerging risks.
- Applies analytically derived insights to implement strategic decisions with significant impact to business results.
- Efficiently leads work results by providing thought leadership, coaching, and mentoring to team members regarding analytics and risk management.
- May lead implementation of advanced credit and/or financial modeling infrastructure.
Requirements
- Bachelor's degree
- 8 years experience in an analytical field or focused on leading risk management execution, advanced analytics and risk assessments OR 6 years experience in an analytical field or focused on risk management execution, analytics or risk assessments with an advanced degree in a quantitative, scientific, engineering, business or technical fields
- 3 years prior industry leading analytical experience in a financial services or highly regulated environment
- Ability to independently drive high impact projects to successful completion
- Experience delivering cross functional action plans by communicating complex analytical insights and compelling risk mitigating solutions
- Confirmed ability to provide effective challenge to senior leaders regarding risks and opportunities
- Demonstrated experience applying critical thinking skills in reviewing strategy or risk proposals to ensure successful portfolio performance outcomes
- Experience crafting and implementing effective risk management frameworks
- Experience mentor and guiding peers on analytics and/or risk management
- Proven knowledge of relevant laws, rules and regulations, such as mentorship and requirements associated with OCC Heightened Standards
- Ability to ensure regulatory adherence of relevant work deliverables within scope of role
- Solid understanding of current analytical coding languages such as Python, SAS, or SQL.
Benefits
- Comprehensive medical, dental and vision plans
- 401(k)
- Pension
- Life insurance
- Parental benefits
- Adoption assistance
- Paid time off program with paid holidays plus 16 paid volunteer hours
- Various wellness programs
- Career path planning and continuing education
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
quantitative analysisqualitative analysisrisk managementfinancial modelingdata analysisanalytical frameworkscritical thinkingproject managementregulatory adherenceanalytical coding languages
Soft Skills
leadershipcommunicationmentoringcoachingproblem-solvingindependent driving of projectseffective challengecross-functional collaborationinsight communicationstrategic decision-making