USAA

Risk Analyst – Payments, Mid-Level

USAA

full-time

Posted on:

Origin:  • 🇺🇸 United States • Arizona, Colorado, Florida, North Carolina

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Job Level

Mid-LevelSenior

Tech Stack

Tableau

About the role

  • Second line oversight of deposits, card and payments lines of business within the Bank.
  • Provide risk management support for line of business or staff agency in key risk identification, measurement, monitoring, control and reporting.
  • Assess and oversee enterprise and business exposures including key and emerging risks.
  • Monitor the risk and control environment and provide effective challenge to stakeholders to ensure exposures are kept at acceptable levels.
  • Advance and report risks to the appropriate governance bodies.
  • Partner with stakeholders to identify, assess, aggregate and document risks and controls, including for new/modified products, services, channels, regulations and third-party operations.
  • Communicate results of risk assessments to governance committees, process owners and leadership.
  • Contribute to implementation of new risk policies, practices, appetites and solutions.
  • Improve strategies, tools, and methodologies to measure, monitor, and report risks.
  • Analyze data to produce analytical insights to understand business objectives and drive risk-based decisions.
  • Contribute in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.
  • Provide oversight of risk through documentation review, assessment of performance monitoring, model validation, and use implementation.
  • Support formulation of scenario analysis and/or stress test plans, evaluate results, and frame contingency plans with stakeholders.

Requirements

  • Bachelor's degree in Risk Management, Business, Finance, or a related field OR 4+ additional years of related experience beyond the minimum required which may be substituted in lieu of a degree.
  • 4+ years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area OR advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 2+ years work of experience in a discipline relevant to risk management.
  • Demonstrated knowledge of risk management principles, tools and applicable systems.
  • Risk management experience in a complex institution and/or highly matrixed environment.
  • Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.
  • Ability to effectively work with both internal and external partners in a highly collaborative environment.
  • Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.
  • Proactively identifies potential concerns and follows-up to resolve issues.
  • Proficient knowledge of Microsoft Office products including Excel and PowerPoint.
  • Prior professional experience associated with the Deposits or Payments business lines (preferred).
  • Demonstrated experience in conducting independent monitoring and testing activities, including issue validation (preferred).
  • Proven track record to analyze complex datasets to detect patterns, trends, and inconsistencies to identify potential risks (preferred).
  • Proficient in using data analysis tools (Tableau, Excel, etc) (preferred).
  • Strong presentation skills, demonstrating the ability to effectively communicate results to internal teams and key business stakeholders (preferred).
  • US military experience through military service or a military spouse/domestic partner (preferred).