Manager, Treasury Risk

Upstart

Execute day-to-day second-line Treasury risk monitoring activities — tracking and reporting on key risk indicators, risk limit utilization, and exposures across liquidity and funding risk, interest rate risk (IRR), price risk, and capital …

Posted 6/17/2026Verified active Jul 25, 2026, 12:31 AMfull-timeRemote • United States • 🇺🇸 United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrated expertise in Treasury risk management, including liquidity and funding risk, interest rate risk, and capital management. Strong analytical skills for risk reporting and stress testing, with a focus on regulatory compliance and effective communication of risk findings to senior management and board committees.

Highest-signal resume keywords

Treasury Risk ManagementLiquidity and Funding RiskInterest Rate RiskStress Testing AnalysisRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk ReportingLimit MonitoringALM AnalysisKRI FrameworksALM Modeling Concepts

Soft Skills

Analytical SkillsCommunication SkillsAttention to DetailProblem-Solving SkillsCollaboration

Tools & Technologies

ALM SystemsQuantitative Risk ToolsRisk Monitoring Software

Certifications & Qualifications

Bachelor's Degree in FinanceEconomicsMathematics

Industry Keywords

OCC GuidanceFDIC GuidanceFRB GuidanceBankingFinancial Services

Tech Stack

Tools & technologies

Spark

About the role

Key responsibilities & impact

Execute day-to-day second-line Treasury risk monitoring activities — tracking and reporting on key risk indicators, risk limit utilization, and exposures across liquidity and funding risk, interest rate risk (IRR), price risk, and capital management, and escalating breaches or emerging concerns to the Director of Treasury Risk
Support independent review and credible challenge of first-line Bank Treasury activities, including cash flow management, ALM analysis, balance sheet positioning, investment portfolio management, and the design and outputs of stress testing — preparing written analysis and challenge documentation to support the Director's 2LOD positions
Prepare and maintain ALCO and board risk committee reporting materials, synthesizing Treasury risk monitoring data and 2LOD findings into clear, accurate reporting for senior management, the CRO, and the board risk oversight committee
Maintain and update Treasury risk policies, procedures, and program documentation in alignment with OCC, FDIC, and interagency guidance on interest rate risk, liquidity and funding risk, and capital management — ensuring documentation remains current as the program matures and the bank's risk profile evolves
Support review of stress testing scenario design, assumptions, and outputs — identifying gaps or inconsistencies between 1LOD assumptions and the bank's actual risk profile, and preparing structured written analysis to inform the Director's challenge position
Coordinate regulatory exam preparation and respond to OCC examiner and internal audit requests related to Treasury risk, ALM, liquidity and funding oversight
partner with other 2LOD risk domains to ensure Treasury risk considerations are integrated into enterprise risk reporting and cross-functional risk assessments

Requirements

What you’ll need

Bachelor's degree or equivalent practical experience in finance, economics, mathematics, or a related quantitative field
5+ years of experience in Treasury risk management, asset-liability management, liquidity and funding risk, or a related financial risk function in a banking or financial services environment
Working knowledge of OCC, FDIC, FRB, and interagency guidance on interest rate risk, liquidity and funding risk, and capital management, including relevant stress testing frameworks
Experience with risk reporting, limit monitoring, stress testing analysis, or ALCO support in a bank or regulated financial institution
Experience at a de novo bank, or in building Treasury risk monitoring capabilities, KRI frameworks, or limit structures from an early stage
Familiarity with ALM modeling concepts, including earnings at risk (EAR) and economic value of equity (EVE) analysis, cash flow-based balance sheet modeling, and deposit repricing and prepayment assumptions
Experience working with ALM systems or quantitative risk tools used for interest rate risk modeling, liquidity stress testing, or capital adequacy analysis
Knowledge of OCC or Federal Reserve examination expectations for de novo bank Treasury risk, ALM governance, and liquidity and funding risk oversight
Experience preparing or supporting ALCO governance materials, including committee reporting packages, meeting minutes, or board-level Treasury risk updates
Position location This role is available in the following locations: Remote

Benefits

Comp & perks

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly 
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources