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Funding Delivery Manager
UpstartOwn the end-to-end funding delivery process for Upstart's auto lending products, ensuring funded loans are delivered accurately and on time to lending partners and investors.; Build and scale funding delivery processes, controls, and opera…
Core Competencies
Role fitUse this summary to align your resume positioning with the role.
Demonstrated expertise in managing end-to-end funding delivery processes for auto lending products, with a strong focus on operational efficiency, regulatory compliance, and cross-functional collaboration. Proven ability to develop metrics and reporting systems that enhance funding success rates and support continuous process improvements.
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Tech Stack
Tools & technologiesAbout the role
Key responsibilities & impact- Own the end-to-end funding delivery process for Upstart's auto lending products, ensuring funded loans are delivered accurately and on time to lending partners and investors.
- Build and scale funding delivery processes, controls, and operational reporting that improve funding success rates, reduce exceptions, and support regulatory readiness as the business grows.
- Investigate funding exceptions, delivery failures, and reconciliation issues by conducting root cause analysis and partnering across teams to implement sustainable solutions.
- Establish and maintain quality standards for loan files, ensuring documentation and data consistently meet lending partner, investor, and regulatory requirements for saleability and downstream servicing.
- Partner closely with Product, Operations, Capital Markets, Servicing, Compliance, Engineering, and external stakeholders to design scalable funding workflows and drive continuous process improvements.
- Develop metrics, dashboards, and performance reporting to provide visibility into funding health, identify operational risks, and inform business decisions while leveraging AI-enabled tools responsibly to improve documentation, reporting, and exception analysis.
Requirements
What you’ll need- Bachelor's degree in Business, Finance, Operations, Economics, or a related field (or equivalent practical experience).
- 5+ years of experience in lending operations, loan funding, capital markets operations, or financial services operations.
- Experience managing loan funding, delivery, investor reporting, or post-origination operational processes.
- Experience using operational metrics and data to investigate process issues and implement improvements.
- Experience partnering cross-functionally across capital markets, engineering, servicing, product and compliance teams.
- Experience leveraging AI-enabled tools responsibly to accelerate exception analysis, documentation, reporting, and/or operational process improvements while applying appropriate human judgment.
- Knowledge of auto lending products, funding workflows, and loan sale processes.
- Experience designing operational controls within a regulated financial institution.
- Ability to build scalable operational processes and documentation that support audit and regulatory requirements.
- Experience defining success metrics and operational controls for a new or evolving process.
Benefits
Comp & perks- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources