Director, Financial Crimes Compliance

Upstart

Develop, implement, and maintain Upstart’s Enterprise-Wide BSA/AML/OFAC Compliance Program, ensuring it remains aligned with regulatory requirements, evolving financial crime risks, and the company’s risk appetite.; Lead enterprise-wide BS…

Posted 6/22/2026Verified active Jul 25, 2026, 12:31 AMfull-timeRemote • United States • 🇺🇸 United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Candidates should emphasize extensive experience in leading BSA/AML compliance programs, a deep understanding of financial crimes regulations, and the ability to design and implement scalable compliance solutions. Strong leadership in regulatory examinations and risk assessments, along with effective communication with senior executives and boards, is essential.

Highest-signal resume keywords

10+ Years of Experience Leading BSA/AML Compliance ProgramsDeep Knowledge of BSA, USA PATRIOT Act, OFACExperience Overseeing High-Risk Customer ProgramsDemonstrated Experience Leading Regulatory ExaminationsCAMS or Comparable Compliance Certification

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

BSA/AML ComplianceRisk AssessmentsCustomer Due Diligence (CDD)Enhanced Due Diligence (EDD)Suspicious Activity Reporting (SAR)

Soft Skills

Relationship BuildingLeadershipCommunicationPresentation SkillsStrategic Thinking

Certifications & Qualifications

CAMS (Certified Anti-Money Laundering Specialist)CAFP (Certified AML and Fraud Professional)CRCM

Industry Keywords

Financial Crimes ComplianceBank Secrecy Act (BSA)USA PATRIOT ActFinCEN GuidanceKnow Your Customer (KYC)

Tech Stack

Tools & technologies

Spark

About the role

Key responsibilities & impact

As the Director, Financial Crimes Compliance you will play a key role in providing guidance in supporting Upstart Bank’s FCC program.
If you are excited by designing scalable compliance solutions, and building trusted relationships across a fast-moving fintech, this role is for you.

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Accounting, Criminal Justice, Law, or a related field.
10+ years of experience leading BSA/AML compliance programs within a bank, credit union, fintech, or other regulated financial institution.
Deep knowledge of the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC sanctions requirements, FinCEN guidance, Know Your Customer (KYC) ,Customer Identification Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Suspicious Activity Reporting (SAR) requirements.
Experience completing BSA/AML/OFAC risk assessments and using the results to build, enhance, and manage BSA/AML compliance programs supporting consumer deposit products and lending products.
Experience overseeing high-risk customer programs, customer risk rating methodologies, enhanced due diligence reviews, and customer relationship termination decisions.
Demonstrated experience leading regulatory examinations, independent audits, and remediation efforts related to BSA/AML and sanctions compliance.
Experience presenting financial crime compliance matters, risk assessments, and program metrics to senior executives, risk committees, and Boards of Directors.
Knowledge of consumer banking regulations applicable to deposit and lending products.
CAMS (Certified Anti-Money Laundering Specialist), CAFP (Certified AML and Fraud Professional), CRCM, or comparable compliance certification.
Experience serving as a BSA Officer, Deputy BSA Officer, or senior financial crimes compliance leader within a highly regulated financial institution.

Benefits

Comp & perks

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly 
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources