Data Analyst, Home Lending HMDA

Upstart

Manage HMDA and CRA data integrity reviews, including routine monitoring, exception tracking, and remediation.; Coordinate the annual HMDA Loan/Application Register (LAR) and CRA data submission processes.

Posted 6/30/2026Verified active Jul 25, 2026, 12:31 AMfull-timeRemote • United States • 🇺🇸 United StatesWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Candidates should emphasize their expertise in HMDA and CRA data management, including data integrity reviews, compliance reporting, and regulatory requirements. Strong analytical and organizational skills are essential for monitoring data quality and supporting audits and regulatory exams.

Highest-signal resume keywords

HMDA Data ManagementCRA Compliance ReportingData Quality ControlRegulatory ComplianceCross-Functional Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

HMDA Data CollectionCRA Data ReportingData ValidationLoan Origination SystemsCompliance Reporting Systems

Soft Skills

Analytical SkillsOrganizational SkillsProblem-Solving SkillsCross-Functional TeamworkDeadline Management

Tools & Technologies

Data Reporting SystemsCompliance Testing ToolsDocumentation Management Systems

Industry Keywords

Mortgage Lending OperationsRegulatory Data RequirementsFair Lending ComplianceConsumer Lending Compliance

Tech Stack

Tools & technologies

Spark

About the role

Key responsibilities & impact

Manage HMDA and CRA data integrity reviews, including routine monitoring, exception tracking, and remediation.
Coordinate the annual HMDA Loan/Application Register (LAR) and CRA data submission processes.
Perform data validation and quality control testing to identify coding, completeness, and accuracy issues.
Partner with Compliance, Operations, Engineering, and other business teams to resolve data discrepancies.
Maintain documentation of data reviews, corrections, procedures, controls, and submission evidence.
Support regulatory exams, internal audits, compliance testing, and investor or management reporting related to HMDA and CRA.
Monitor regulatory changes and assist with updates to policies, procedures, training, and system controls.
Prepare periodic reporting for management on data quality trends, exceptions, corrective actions, and submission readiness.

Requirements

What you’ll need

3-5 years of experience with HMDA and CRA data collection, reporting, or compliance reporting and monitoring.
Strong understanding of mortgage lending operations and regulatory data requirements.
Excellent analytical, organizational, and problem-solving skills.
Ability to work cross-functionally and manage deadlines in a highly regulated environment.
Proficiency with loan origination, compliance, or data reporting systems.
Prior experience preparing HMDA LAR or CRA submissions.
Familiarity with fair lending, mortgage compliance, or consumer lending compliance.
Experience supporting regulatory exams, audits, or compliance testing.
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role

Benefits

Comp & perks

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly 
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources