Compliance Risk & Controls Manager, Unsecured Line

Upstart

Lead end-to-end compliance workstreams supporting Upstart's unsecured line of credit product, including customer disclosures, periodic statements, change-in-terms communications, error resolution requirements, and credit reporting readines…

Posted 7/9/2026Verified active Jul 25, 2026, 12:31 AMfull-timeRemote • United States • 🇺🇸 United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrated expertise in product compliance and risk management within unsecured consumer lending, with a strong focus on regulatory interpretation and implementation. Proven ability to develop audit-ready documentation and governance processes while fostering cross-functional collaboration to ensure compliance and business readiness for product initiatives.

Highest-signal resume keywords

5+ Years of Product Compliance ExperienceExperience with Unsecured Consumer Lending ProductsExperience Interpreting Consumer Lending RegulationsExperience Leading Compliance WorkstreamsExperience Developing Audit-Ready Documentation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product ComplianceRisk ManagementRegulatory InterpretationAudit-Ready DocumentationGovernance Frameworks

Soft Skills

Cross-Functional CollaborationStakeholder CoordinationProblem SolvingCommunicationOwnership

Tools & Technologies

ConfluenceJira

Industry Keywords

FCRARegulation VRegulation ZTILARegulation EOpen-End Consumer Credit

Tech Stack

Tools & technologies

Spark

About the role

Key responsibilities & impact

Lead end-to-end compliance workstreams supporting Upstart's unsecured line of credit product, including customer disclosures, periodic statements, change-in-terms communications, error resolution requirements, and credit reporting readiness.
Partner closely with Product, Engineering, Legal, and Risk teams to interpret regulatory requirements and incorporate compliant, customer-focused solutions into product design and implementation.
Develop and maintain clear, audit-ready documentation, controls, and governance processes that support internal reviews, partner oversight, and regulatory examinations.
Drive cross-functional compliance initiatives from planning through implementation, coordinating stakeholders and ensuring business readiness for product launches and enhancements.
Monitor compliance-related risks, identify opportunities to strengthen processes and controls, and recommend practical solutions that enable the business to scale responsibly.
Foster a culture of ownership and collaboration by sharing compliance expertise, supporting cross-functional decision-making, and helping teams navigate regulatory considerations with confidence.

Requirements

What you’ll need

5+ years of product compliance, or risk experience supporting unsecured consumer lending products
Experience interpreting and applying consumer lending regulations, including FCRA/Regulation V and credit furnishing requirements
Experience leading compliance workstreams supporting product launches or major product enhancements
Experience partnering cross-functionally with Product, Engineering, Legal, and Risk teams
Experience developing audit-ready documentation, controls, and compliance processes
Knowledge of Regulation Z (TILA), Regulation E, and regulations governing open-end consumer credit
Ability to translate regulatory requirements into practical guidance for product and engineering teams
Experience supporting bank partnership or bank-readiness programs
Skills in building scalable compliance documentation and governance frameworks
Experience using collaboration and workflow management tools such as Confluence and Jira

Benefits

Comp & perks

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly 
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources