Software Engineer – Unsecured Installments

Upstart

Software Engineer developing borrower-facing applications with React and TypeScript at Upstart. Collaborating to enhance borrower flows and improve financial access.

Posted 7/9/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $142,000 - $196,600 per yearWebsite

Tech Stack

Tools & technologies

GraphQLJavaJavaScriptKotlinNode.jsPythonReactRubyTypeScript

About the role

Key responsibilities & impact

Build and maintain borrower-facing web experiences using React and TypeScript, translating designs and product requirements into clean, responsive, accessible interfaces.
Work across the stack to connect frontend experiences to backend services and APIs, contributing to full-stack features that span the borrower journey.
Partner closely with product managers, designers, and backend engineers to scope, build, and ship features that improve borrower flows and reduce friction.
Write well-tested, maintainable code and participate in code reviews, helping raise the quality and consistency of the team's frontend codebase.
Contribute to performance, reliability, and observability of the experiences you own, and help debug and resolve issues across environments.
Support experimentation and iterative improvements to borrower flows, using data and feedback to inform what gets built next.

Requirements

What you’ll need

Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent practical experience) and 4-5+ years of professional software engineering experience.
Strong proficiency building web applications with React and TypeScript, including component design, state management, and consuming REST or GraphQL APIs.
Full-stack experience contributing to backend services and APIs in a language such as Python, Java, Kotlin, Ruby, or Node.js.
Solid fundamentals in writing tested, maintainable code and collaborating through code review in a team environment.
Ability to work effectively with product and design partners to deliver features from requirements through production.

Benefits

Comp & perks

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

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Applicant Tracking System Keywords

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Hard Skills & Tools

Web Application DevelopmentComponent DesignState ManagementBackend ServicesMaintainable Code WritingTesting FundamentalsDebuggingPerformance OptimizationObservabilityIterative Improvement

Soft Skills

Effective CollaborationCommunication with Product ManagersTeam Environment Participation

Certifications

Bachelor's Degree in Computer ScienceEngineering Degree