Upstart

Director of Treasury Risk

Upstart

full-time

Posted on:

Location Type: Remote

Location: United States

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Salary

💰 $189,000 - $334,000 per year

Job Level

Lead

About the role

  • Establish the Bank's treasury risk oversight program, including frameworks, policies, risk metrics, limits, and monitoring processes for liquidity, interest rate, price, and capital management risk
  • Provide independent second-line review, challenge, and oversight of the first-line Bank Treasury team’s activities — including cash flow management, ALM, balance sheet positioning, stress testing, and investment portfolio management
  • Deliver credible challenge to the Bank Treasury team’s assumptions, methodologies, stress scenario designs, and risk limits, consistent with the risk appetite and risk profile of the organizationPrepare and deliver ALCO and board and board risk oversight committee reporting on treasury risk exposures, trends, and stress testing outcomes; serve as escalation point for treasury risk issues to the CRO
  • Hire and develop support for the treasury risk oversight team, defining team objectives, roles and responsibilities, and professional development goals
  • Serve as primary second-line point of contact for OCC examiners, external auditors, and other senior external stakeholders on treasury risk topics

Requirements

  • Bachelor's degree or equivalent practical experience in finance, economics, mathematics, or a related quantitative field
  • 10+ years of experience in treasury risk management, asset-liability management, or a related financial risk function in a banking environment
  • Demonstrated experience with independent oversight or challenge of interest rate risk, liquidity risk, or ALM, including stress testing and regulatory reporting
  • Deep knowledge of OCC and interagency requirements and guidance on interest rate risk, liquidity risk, price risk, and capital management
  • Direct experience working with OCC, Federal Reserve, FDIC, or other banking regulators on treasury risk or ALM matters
Benefits
  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
  • Paid time off, sick and safe time, and company holidays
  • Paid family and parental leave to support caregiving and major life moments
  • Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
treasury risk managementasset-liability managementstress testingregulatory reportingcash flow managementbalance sheet positioningrisk metricsrisk appetiterisk profileinvestment portfolio management
Soft Skills
independent oversightcredible challengeteam developmentcommunicationleadershiporganizational skillsprofessional developmentcollaborationproblem-solvingstakeholder engagement