Lead and develop a team of engineers working across borrower-facing flows, backend services, and platform capabilities that increase eligibility and reduce friction.
Partner with cross-functional stakeholders to define roadmaps, shape requirements, and deliver solutions that balance growth, customer experience, and risk.
Drive execution on cross-functional initiatives that expand access to auto-secured lending and enable new product capabilities.
Improve the speed, quality, and reliability of delivery by setting clear priorities, raising engineering standards, and building healthy execution mechanisms.
Use data to identify funnel bottlenecks, evaluate tradeoffs, and guide investments that improve conversion, automation, and operational efficiency.
Coach engineers and technical leaders, grow team capability over time, and build an inclusive team culture grounded in ownership and continuous improvement.

Requirements

8+ years of experience building and operating production software systems, including distributed systems or cloud-based applications.
3+ years of experience managing software engineers.
Experience leading cross-functional engineering initiatives from planning through production launch.
Experience working on customer-facing products with measurable business outcomes.
Experience partnering with product, design, and non-engineering stakeholders to deliver solutions in a fast-moving environment.

Benefits

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

production software systemsdistributed systemscloud-based applicationssoftware engineering managementcross-functional engineering initiativescustomer-facing productsdata analysisautomationoperational efficiencyengineering standards

Soft Skills

leadershipteam developmentcommunicationcollaborationcoachinginclusive team cultureprioritizationproblem-solvingcontinuous improvementstakeholder engagement