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Unum UK

Associate VB Claims Specialist

Unum UK

. Responsible for the thorough, fair, objective, and timely adjudication of voluntary benefits claims .

Posted 4/28/2026full-timeChattanooga • Louisiana, Maine, South Carolina, Tennessee • 🇺🇸 United StatesJuniorMid-Level💰 $40,000 - $75,600 per yearWebsite

About the role

Key responsibilities & impact
  • Responsible for the thorough, fair, objective, and timely adjudication of voluntary benefits claims
  • Provide excellent customer service and interact on a regular basis with employees, employers, health care providers and other specialized internal resources
  • Develop an understanding and working knowledge of Voluntary Benefits for Unum and Colonial Life
  • Develop skill set to determine appropriate risk management strategies through analyzing and applying technical and complex contractual knowledge
  • Produce objective, clear documentation and technical rationale for all claim determinations
  • Partner and coordinate file strategies utilizing specialized resources including nurses, physicians, vocational rehabilitation and assessing medical documentation
  • Ensure a timely and well communicated transfer process when transitioning integrated claims across lines of business

Requirements

What you’ll need
  • 4-year degree preferred or equivalent work experience
  • Ability to develop Voluntary Benefits product knowledge and apply a best-in-class service experience
  • Medical background, voluntary benefits claims and/or disability management experience preferred
  • Possess strong analytical, critical thinking, and problem-solving skills
  • Ability to exercise independent judgment and discretion in increasingly complex claim adjudication decisions, including initial decision and ongoing medical management.
  • Able to effectively utilize a broad spectrum of resources, materials, and tools needed to assist with the decision-making process
  • Strong service and quality orientation.
  • Ability to interact effectively and professionally with claimants, employers, medical resources, attorneys, accountants, brokers, sales representatives, etc.
  • Demonstrated ability to operate with a sense of urgency and make balanced decisions with the highest degree of integrity and fairness.
  • Excellent communication skills, written and verbal

Benefits

Comp & perks
  • Health, Vision, Dental
  • Short & Long-Term Disability
  • Generous PTO (including paid time to volunteer!)
  • Up to 9.5% 401(k) employer contribution
  • Mental health support
  • Career advancement opportunities
  • Student loan repayment options
  • Tuition reimbursement
  • Flexible work environments

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
voluntary benefits claimsrisk management strategiescontractual knowledgemedical documentation analysisclaim adjudicationdisability management
Soft Skills
analytical skillscritical thinkingproblem-solvingindependent judgmentcommunication skillsservice orientationquality orientationprofessional interactionurgencyintegrity
Certifications
4-year degree